Community News

Lace Up, Look Up & Love Life!

Lace Up, Look Up & Love Life!

The Whitsundays Comes Alive For The Coral Sea Marina Resort Airlie Beach Triathlon Festival This Weekend! The day we’ve all been waiting for is finally here! Tomorrow, the Coral Sea Marina Resort Airlie Beach Triathlon Festival kicks off, and the energy is already electric. The iconic shoreline of Airlie Beach is buzzing with athletes, supporters, and organisers, all preparing for a weekend that promises to be a true highlight on the triathlon calendar. This festival is a celebration of our st

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Editor's Note 15 August

Editor's Note 15 August

Hi Everyone, It’s great to be back and feeling refreshed after a quick—but absolutely wonderful—two-week holiday in Italy. My family and I stayed in a small villa in a town three hours north of Rome called Radicondoli. With only 950 residents, it felt like by the end of the trip, we’d made friends with most of them! This was the first holiday in recent memory where I truly stopped and did nothing. Usually, our trips are active—skiing, bodyboarding, bushwalking—but this time (after 35 hours of

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A New Bright Future For Bowen Sport

A New Bright Future For Bowen Sport

A major lighting upgrade at the Bowen Sporting Complex has been completed, paving the way for night games and future growth at one of the town’s key community hubs. The project delivered brand-new field lighting that meets the standards required for day/night cricket matches, as well as enabling night events for rugby and other sports, giving local players and visiting teams greater flexibility and opportunities to train and compete after dark. The upgrade was made possible through a $250,000

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Max Has His Boots Firmly Planted In Two Very Different Worlds

Max Has His Boots Firmly Planted In Two Very Different Worlds

Tec-NQ House grade 11 boarding student Max has his boots firmly planted in two very different worlds: the rugged, hands‑on life of a central Queensland cattle station, and the bustling day‑to‑day routine of boarding school in Townsville. “I live on a station north of Clermont called Mazeppa,” Max explained. “When I’m not here at school, I live there with my family.” Home for Max is anything but quiet. Mazeppa Station is a working property that runs both cattle and crops, keeping everyone on th

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Mackay Christian College

Pet Of The Week: Meet Delightful Deeter!!

July 31, 2025

Deeter has waited so patiently… surely it’s his turn soon.

If ever there was a dog who deserves his happily-ever-after, it’s Deeter.

This affectionate and endlessly cheerful boy has been waiting far too long for someone to give him the chance he so deserves. With his eager-to-please personality and big heart, Deeter is ready to be someone’s loyal companion through thick and thin.

He’s the perfect mix of cuddle bug and adventure buddy — happy to lounge beside you on the couch or trot beside you on a walk in the park. All Deeter really wants is a human to call his own.

What makes Deeter so special?

  • Loves being around people and other dogs — a real social butterfly
  • Walks on lead like a champ
  • Smart, responsive, and quick to learn
  • Resilient and sweet — currently recovering from nail removal and still wagging his tail
  • Always happy, always ready for the next moment of joy

Deeter comes desexed, microchipped, vaccinated, flea/tick/worm treated, and has also received a Proheart injection. He’s healthy, hopeful, and ready to go home.

Adoption Fee: $650
Location: Bowen Collinsville Pet Rescue

Deeter’s heart is full of love — now all he needs is someone to give it to. Could it be you? Come meet him and see why this beautiful boy might just be the perfect fit for your life.

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Battleship Bowen!

July 25, 2025

Exercise Talisman Sabre 2025 Takes Place On Local Shores

In a powerful display of precision and partnership, Republic of Korea Marines stormed the Bowen coastline as part of Exercise Talisman Sabre 2025 this week. Arriving via two roaring MUH-1 Marineon helicopters, they executed a textbook amphibious air assault—clearing enemy positions and seizing control of their objective.

Operating alongside Australian and U.S. forces, the mission tested their ability to adapt to unfamiliar terrain while seamlessly integrating with coalition partners.

Behind Enemy Lines
Tactical Forces Engage In Training Mission

It was mid-morning when their boots hit the ground and the Korean marines moved stealthily across the unfamiliar Australian terrain.

They located enemy positions, launched a section attack across a creek bed and neutralised the threat before taking control of the objective.

Under the cover of darkness, a combined Australian, United States and Korean reconnaissance team crept ashore in small boats to secure the landing zone, confirm enemy targets and check the terrain to ensure the Korean force could land uncontested.

First Lieutenant Dongmyeong Lee, who led the assault with his platoon from the 51st Battalion, said the exercise strengthened his troops’ ability to adapt quickly and fight alongside coalition partners.

“Today’s operation was successful thanks to each platoon leader and squad leader and how each member was able to perform their own duty successfully,” First Lieutenant Lee said.

“The main difference between the Republic of Korea and Australia is the territory. The elevations are different, the grass is different, but my members were able to adjust quickly and operate in optimal conditions.”

Major Scott Moon, Officer in Charge of the Land Response Cell in Bowen, said the exercise was about synchronising multinational forces to operate seamlessly in challenging coastal environments.

“The planning was conducted at the formation level, and then the assault was conducted by a platoon-plus sized element on the ground,” Major Moon said.

“For the Republic of Korea Marine Corps, this is the first time, apart from the force integration training, that they’ve actually conducted an assault on the ground in this Area of Operation.

“It was all smooth, it went to plan – they were on time and on target.”

The Bowen assaults formed just one part of a broader coalition mission, setting the stage for the next phase of the operation.

The assault was one of four objective sites in the Bowen area – the forces continued to move on to participate in Joint Forcible Entry Operations in Shoalwater Bay.

Reconnaissance marines and soldiers from the Republic of Korea Marine Corps, United States Marine Corps, and Australian Army support an air mobile operation and combat team assault during Exercise Talisman Sabre at Bowen, Queensland. Photo: Corporal Luke Bellman

Republic of Korea Marine Corps personnel conduct an air mobile operation and combat team assault during Exercise Talisman Sabre at Bowen, Queensland. Photo: Lance Corporal Jessica Gray

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A Handwritten Note From The Heart

July 25, 2025

Last week, when staff entered their office in Airlie Beach, they noticed a little note had been left on their desks.

Looking around curiously, they wondered if it had been one of their co-workers, but soon discovered that every desk had a note - who could it be?

Each note was handwritten and included one simple yet inspiring sentence.

The office soon filled with staff, and each person read their note, taking a moment to pause before the day began.

Each note was individual, and somehow, each one spoke to a feeling inside. It provided a deep, meaningful message that only the recipient could truly resonate with.

“Who could have left these notes?” said one staff member.

Others shrugged in response.

“The only thing I can think of is that it was the cleaner.”

The cleaner, a young girl in her early 20s, had indeed been attending to her duties after hours the night before.

The desks sparkled, and the neat notes were left on top.

It had to be the cleaner.

The following week, the cleaner smiled knowingly when asked if it was her.

“I don’t know,” she said. “I just felt like it!”

This simple act of kindness reminds us that it doesn’t take grand gestures to make a lasting impact.

In a world that often rushes by, a few thoughtful words—offered quietly and without expectation—can spark connection, lift spirits, and leave a mark that lasts long after the moment has passed.

Kindness is powerful. And sometimes, it’s as simple as a note.

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Editors Note 25 July

July 25, 2025

This week, I’m off on an adventure of my own—I fly to Italy today for a two-week holiday!

We’ll be landing in Rome, catching a train to Florence, and then taking a taxi to a small village called Radicondoli, where we’ve leased a small holiday villa with our family.

It’s a special trip for us, as we’ll be sharing the villa with my brothers and their families, along with our beautiful mother, Jan.

While I’m incredibly excited for the travels ahead, I’m also a little sad to be missing the Great Barrier Reef Festival this year. It’s truly one of the most magical events on our annual calendar, and I hope you all head down to enjoy it next week.

As the major print media sponsor of the Great Barrier Reef Festival, we’ve been running regular updates each week to help build excitement—and now we’re taking it up a notch with two special features!

This week, you’ll find an eight-page feature packed with details on the many activities happening during the festival. Next week, we’ll follow up with even more exciting news and updates leading into the big weekend. Be sure to read both editions to stay up to date with the latest information and event highlights.

It’s definitely Festival Season—and in the following weeks, we’re shifting into Airlie Beach Race Week! We’ll also be publishing a special feature on this iconic event, which is perfect for sailing enthusiasts and anyone looking to soak up the vibrant atmosphere.

Race Week is just as much fun onshore as it is offshore. The Whitsunday Sailing Club will host evening events throughout the week, finishing with a spectacular fireworks display for everyone to enjoy.

Don’t miss our upcoming Race Week feature to find out how you can get involved and join in the fun!

Rach

Quote of the Week: "One day your life will flash before your eyes. Make sure it's worth watching." (Gerard Way)

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Helicopter Heroics At Whitehaven Beach: Woman Airlifted After Near-Drowning

July 25, 2025

A snorkelling trip at one of the Whitsundays' most iconic destinations turned into a medical emergency last Thursday, when a woman in her 50s experienced breathing difficulties in a near-drowning incident at Whitehaven Beach.

Just before midday on 17 July, BMA CQ Rescue was urgently tasked to the area with the rescue helicopter becoming the only emergency service able to respond swiftly due to the area’s isolation.

Landing directly on the pristine sands of Whitehaven Beach, the onboard critical care team quickly stabilised the woman before airlifting her to Mackay for further treatment.

BMA CQ Rescue Pilot Leigh Wilkinson said the incident was a stark reminder of the vital role the service plays in the Whitsundays.

“Whitehaven is one of the most beautiful and remote parts of our region,” he said. “In situations like this, where time and access are major challenges, our rescue helicopter can make all the difference. We were able to get to the scene quickly, land safely, and ensure the patient received the urgent critical care she needed.”

The aeromedical mission highlighted the critical importance of having rapid-response rescue services in isolated areas, especially those frequented by tourists and recreational visitors.

BMA CQ Rescue is the only community-funded rescue helicopter service operating in the region, providing life-saving support across land, sea, and island communities. Available 24/7, 365 days a year, the service covers one of the most diverse and geographically vast areas in Queensland.

As tourism continues to bring thousands of visitors to locations like Whitehaven Beach each year, emergency response capacity remains essential—not only for local residents but also for the many who come to experience the beauty and adventure the Whitsundays have to offer.

BMA CQ Rescue on Whitehaven Beach last Thursday. Photo supplied

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Airlie Beach Masterplan Draft

July 25, 2025

Released For Community Feedback

Whitsunday Regional Council is encouraging the community to share their feedback on the draft Airlie Beach Masterplan, a bold vision aimed at guiding the town’s future growth and transformation in the lead-up to the 2032 Olympics and beyond.

Mayor Ry Collins said the draft plan marks an exciting step forward in reimagining the future of Airlie Beach and shaping a long-term vision that extends to 2050.

“This is a draft for feedback, and we want locals, visitors and businesses to help us fine-tune it,” Mayor Collins said.

“Your ideas and priorities will shape the final masterplan that Council will consider later this year, ensuring it truly reflects the community’s vision.”

The masterplan responds to community feedback and focuses on pedestrian safety, green spaces, parking, and foreshore activation. It aims to position Airlie Beach as Australia’s premier regional waterfront and support long-term economic and tourism growth.

***Key proposals include:
• Public Space Upgrades & Connectivity: Enhanced pedestrian and cycle access, improved atmosphere and precinct identity.
• New Event & Market Spaces: Outdoor venues and market areas to boost activity and visitor experience.
• Catalyst Projects: The Wanderers redevelopment and Waterson Way Integrated Hub, including a multi-storey carpark and retail spaces, to attract investment.
• Infrastructure for Growth: Projects aligned with future growth needs and Olympic opportunities.

***Revitalisation highlights:
• Foreshore: New features like a fishing pier, waterplay island, playground, volleyball courts, market plaza and multideck carpark.
• Main Street & Esplanade: One-way traffic, canopy-covered Airlie Boulevard, and a bidirectional bike lane.
• Airlie Creek: Nature-based experiences and a proposed elevated gondola – the “Skyway.”
• Shingley Beach: Boardwalk connecting to Coral Sea Marina.
• Sports Park: Expanded PCYC and new nature walk loop.
• Airlie Hill: Lookout with panoramic views and accessible paths.

Mayor Collins also emphasised the importance of managing expectations around delivery.
“While the masterplan lays out a bold, long-term vision, these projects won’t happen overnight,” he said.

“Works will be prioritised and rolled out progressively as funding and resources become available.

The draft masterplan is now open for public comment until 17 August 2025. Community members are encouraged to review the plan online or in person, attend upcoming information stalls and share their thoughts.

For more information and to have your say, visit yoursay.whitsundayrc.qld.gov.au.

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Jacks Law Reforms And Farewell To A Legend Of The Seas

July 25, 2025

Following the tragic death of 17 year old Jack Beasley in Sufers Paradise in 2019 the Queensland Police Service has been very proative in addressing community concerns about knife crime in Queensland. In 2021 the legslative framwework for ‘Jacks Law’ was put in place. This legislation allowed Police the power to use hand held scanning devices in relelvant places. Airlie Beach Safe Night Precinct is one of those areas that was named.

Since 2021 in Queensland more then 100,611 wanding operations have been carried out and more then 953 weapons seized. These wandings have taken place in Safe Night Precincts, transport hubs, shopping centres, sport and entertainment venues around the state.

On the 18th July 2025 the legislation was expanded and formalised allowing Police to conduct wanding in areas listed above, without the approval of a Senior Officer and anytime they feel necessary. On the weekend in Airlie Beach Police conducted over 400 wandings. The continuation of these laws will ensure the dafety of all persons in our community.

On Tuesday the 15th July the Whitsunday Police Community said good bye to a colleague and friend as Sergeant Brett ‘Chuck’ Norris retired from the QLD Police after almost 40 years continuous service. In a unique farewell Chuck was farewelled as he brought in PC Damian Leeding one last time. Here he marched through his family and colleagues with a Police piper.

As Officer in Charge of the Whitsunday Water Police, Chuck has dedicated over 24 years to the community here in Airlie Beach. He was awarded a Humanitarian Society Bravery Award in 2009 for the rescue of 37 people who’s yacht had become stricken in wild seas. It was the largest helicopter rescue from a vessel in Australian history.

A wonderful bloke and an exceptional mariner. Congratulations Chuck, enjoy the break mate. You’ll be missed.

Contributed with thanks to Senior Sergeant Officer in Charge of Whitsunday Police Station Anthony Moynihan

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New Psychologist Joins Barefoot Medicine Whitsunday

July 25, 2025

Meet Michelle McPherson

The Whitsundays community will soon welcome experienced paediatric psychologist Michelle Macpherson, who is set to begin consulting at Barefoot Medicine Whitsunday next week.

With more than 25 years in Educational and Developmental Psychology, Michelle brings extensive experience supporting young people aged 2 to 18, particularly those navigating anxiety, depression, school refusal, and complex diagnoses. Her client-centred approach is built on collaboration with families, educators, and other stakeholders to ensure long-lasting outcomes.

“It's always about identifying, the reason that they have decided to reach out for some support,” said Michelle.

“They've reached a point where they've felt either that it was time to seek external support, or perhaps had the courage to make some changes in their lives and feel that they would benefit from some guidance to navigate those changes.”

Michelle has worked across government, independent, and private school sectors, previously running her own practice for 15 years. She is also passionate about educating carers and teachers, believing strongly in community collaboration to improve youth wellbeing.

Michelle recently relocated to the region and said she is excited to join Barefoot Medicine, whose team she described as “a group of professionals committed to expanding services and improving mental health outcomes in the Whitsundays.”

Her broader mission is to equip young people and their support networks with tools to foster resilience, insight, and responsibility.

Michelle will begin consulting next week at Barefoot Medicine Whitsunday, offering services aimed at strengthening youth mental health and community wellbeing across the region.

Michelle Macpherson starts at Barefoot Medicine Whitsunday next week. Photo supplied

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St Catherine’s Catholic College

July 25, 2025

To Celebrate 100 Years This Sunday!

A century of education, faith and community spirit will be honoured this weekend as St Catherine’s Catholic College hosts its much-anticipated Centenary Picnic on Sunday, the 27th of July, from 10am to 3pm.

Held at the college grounds, the family-friendly celebration promises a day of connection, celebration and fun for all ages. Locals past and present are warmly invited to attend and take part in this special milestone event.

Guests can look forward to a vibrant day filled with food trucks, live music, guided campus tours, a school history display, and plenty of nostalgic fun including old-school games and an inflatable obstacle course and jumping castle. Face painting, a BYO picnic area, and delicious options from a coffee van, sausage sizzle, burger stand and ice cream truck will also be available.

For those wanting to treat themselves, Airlie Picnic Co will be offering gourmet picnic and charcuterie boxes for pre-order, ready for collection at the event. Prices range from $60 to $210 depending on size and selection.

Whether you’re a former student, proud parent, or supportive local, this centenary picnic is an opportunity to gather with the wider Whitsundays community and reflect on 100 years of educational excellence and community building at St Catherine’s.

Everyone is welcome to attend, and with perfect picnic weather forecast for Sunday, it's sure to be a highlight of the local calendar. Don't miss your chance to be part of this once-in-a-lifetime celebration!

What: St Catherine’s Catholic College Centenary Picnic
When: Sunday, the 27th of July, from 10.30am to 3pm
Where: St Catherine’s Catholic College

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From Apprentice To Factory Manager

July 25, 2025

Cory O’Shea knows how far an apprenticeship with Wilmar Sugar and Renewables can take you.

He scored a fitting and turning apprenticeship at Wilmar’s Herbert sugar mills straight out of school, back in 2007, and is now Manager Operations at Proserpine Mill.

“I knew I wanted to do a trade, and Mum and Dad strongly encouraged me to try for an apprenticeship at the mill,” Mr O’Shea said.

“I didn’t have a family connection to the mill, but I knew some people who worked there so I organised work experience at Victoria Mill in my own time while I was still at school and really liked it.”

Mr O’Shea said that, as an apprentice, he was mentored by some of the most experienced tradesmen in the sugar industry.

“They were old-school tradies with so much knowledge,” he said.

“We had a really good cohort that year and many of us are still in the business – some on tools and others in supervisory or management roles.”

After completing his apprenticeship, Mr O’Shea took a position as shift fitter at Macknade Mill in Ingham, where he went on to work his way up the ranks at both Macknade and Victoria mills.

He moved to Proserpine in 2023 to be Manager Mechanical Engineering of Proserpine Mill and then, this year, became the site’s Manager Operations.

It’s no surprise that Mr O’Shea highly recommends an apprenticeship with Wilmar.

“It can be the start of a life-long career in the sugar industry. It opens doors and offers so many career opportunities,” he said.

Applications for Wilmar Sugar and Renewables’ 2026 Apprenticeship Program close this Sunday, 27 July. Apply here, or search ‘Wilmar apprenticeships’.

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Love Or Loathe Networking?

July 25, 2025

Change The Way You Connect

Whether you love working the room or loathe the awkward small talk, the Whitsundays Chamber of Commerce and Industry invites you to reimagine what networking can do for your business.

Ahead of the 2025 Whitsunday Business Conference, the Chamber will host a high-impact preview event at 7:30am Thursday 14 August at Club Whitsunday, Airlie Beach.

This practical and energising session will demonstrate why networking is not just a social nicety but a core business strategy.

Attendees will walk away with fresh skills, greater confidence, and the tools to turn introductions into opportunities.

If You’re Going To Network, Make It Count

This is not your average breakfast event. Attendees will learn how to:

  • Speak clearly and confidently about their business.
  • Position themselves as industry experts.
  • Create conversations that lead to real outcomes, not just another business card.

The session will also preview the 2025 Whitsunday Business Conference, giving attendees an insider look at what’s in store and how to get the most from the region’s marquee business event.

Speakers Who Know The Power Of Connection

Kath Barker – Principal, Compass Realty Whitsundays
With nearly two decades in the property and construction industries, Kath is proof that strategic relationships drive success. Now leading a boutique real estate agency known for its personal touch, Kath’s passion for connection extends beyond real estate. She previously ran successful networking events on the Gold Coast and now leads regular Speed Networking events in the Whitsundays. She’ll share her experience transforming short conversations into lasting business outcomes and how to network with intention.

Dr Julia Evans – Chamber Liaison, Whitsundays Chamber of Commerce and Industry
Julia has led the Chamber’s operations since 2023. A business strategist and educator with over 25 years’ experience, she helps organisations and individuals strengthen relevance, engagement, and impact. Julia has advised state and national industry bodies and led women in business initiatives. She challenges traditional networking, focusing on authenticity, active listening, and strategic follow-up to build lasting partnerships and professional growth.

What: Build Better Business Connections & Conference Preview Event
When: 7:30am – 9:00am Thursday 14 August 2025
Where: Club Whitsunday, 2489 Shute Harbour Road, Airlie Beach
Cost: Chamber and Tourism Whitsundays members – Two (2) FREE tickets
Association Partner members – Discounted tickets $18.75
Non-Members – $25

Whether you love or loathe networking, this event will give you the strategies, confidence, and clarity to make every connection count.

Book now – spaces are limited: https://www.whitsundaycoastchamber.com.au/events/build-better-business-connections-conference-preview-event/

Speakers Dr Julia Evans and Kath Barker. Photo supplied

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Minute With The Mayor

August 1, 2025

Let’s Shape the Future of Airlie Beach Together

The draft Airlie Beach Masterplan is now out for community feedback and Council would love your input.

This isn’t just a plan on paper. It’s a shared vision for the future of Airlie Beach and a roadmap for how we can create better public spaces, encourage smart investment, and get ready to shine when we host the 2032 Olympic sailing events right here in the Whitsundays.

The draft reflects years of community feedback on what matters most — things like pedestrian safety, shade and tree canopy, parking, green space, and how we activate the Foreshore and Airlie Creek to make the town more liveable, walkable, and vibrant. It’s a bold step forward and sets a long-term direction for Airlie right through to 2050.

But it’s important to understand that this won’t happen overnight. The masterplan is designed to guide future decisions and investment over time. Projects will be prioritised and delivered as funding and resources allow — some sooner, some further down the track.

We want to be clear that the masterplan isn’t a promise that everything will be built tomorrow. However, it is a live, shovel-ready blueprint that puts us in a strong position to attract funding, guide future improvements, and make sure we’re ready to seize big opportunities — like the 2032 Olympics — when they come our way.

Now it’s over to you.

You can explore the plan online at on our Your Say on Council’s website or visit your local Council customer service centre for a printed copy and hardcopy survey. Feedback is open until 17 August.

If you’d rather talk it through face to face our engagement officer has been out and about with the next chance at the Reef Festival markets on Saturday, August 2.

We’re also running a student arts trail competition alongside consultation. Local students are invited to submit ideas for murals, sculptures, signs, or creative landscaping that tell the story of Airlie Beach. There’s a $50 PEC voucher up for grabs, and their ideas could help shape real projects in the years ahead.

Whether you’re a resident, a business owner, a parent, or just someone who loves this town, now’s the time to have your say. This is about building a better future for Airlie Beach, not just for today, but for generations to come.

Let’s shape it together.

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Did You Know 25 July

July 25, 2025

Soft plastics can’t be recycled in your yellow-lidded recycling bin. In fact, placing them in the yellow bin can contaminate the load,  meaning the entire batch might end up in landfill. What a waste!
To check if plastic waste can be recycled, try the scrunch test! Soft plastics can be scrunched into a ball and don’t bounce back (like cling wrap, plastic bags and food wrappers) - these items must go in the waste bin. Hard plastics (like milk bottles, yogurt tubs and shampoo bottles) can be placed in the yellow lidded bin to be recycled into new products.

For more information, search for Let’s Get it Sorted on Council’s website.

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One-Stop Shop For Natural Wellness And More

July 25, 2025

Goodness Gracious the health and lifestyle store has been quietly nourishing the local community with natural remedies, wellness essentials and alternative products that can be hard to find elsewhere.

Stepping into the store, visitors are met with an impressive selection of Ayurvedic medicine, medicinal mushrooms, herbal teas, and supplements, from magnesium, zinc in liquid colloidal form to black seed and oregano oils, known for their immune and digestive support. Popular products like castor oil and bone broth reflect a growing interest in holistic healing, with the store offering education and advice to match.

Current owner Jackie Movigliatti said the health industry has boomed in the last few years, and the store has an opportunity for growth. Jackie has run the shop for the past three years and said the experience has been both educational and rewarding.

Beyond health, shoppers will find organic pantry staples, raw local honey, eco-friendly cleaning products, Celtic sea salt, crystals, and essential oils. A corner of the shop is also devoted to festival fashion, with flowing linen, cotton wear, and vibrant pieces brought in especially for events like Mushroom Valley and Flametree Gathering.

Originally opened as a health store, the business expanded into clothing and giftware and has become a unique blend of wellness, lifestyle and creativity.

Jackie is now preparing to return to her passion for yoga and relocate to an ashram. She’s seeking a new owner to continue the store’s legacy. “There’s so much more potential here, especially for someone passionate about natural health.”

Jackie Movigliatti owner of Goodness Gracious. Photo credit: Daniel Heggie

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Which super fund?

July 25, 2025

Most people are about to receive their annual super statement to 30th June 2025.  The annual returns have been around the long-term average, between 6% and 10% depending on which portfolio you are in and how much risk or volatility you’re comfortable with.

This year’s returns are around average, but they do fluctuate from year to year.  For the previous three years they were typically 2% to 4% higher and the 2021 Financial Year was boomer at around 20% to 30%. These returns sound great but don’t forget that there was very little return in 2019 and 2020 on the back of the COVid pandemic.  When you sit down with a Financial Planner and get some advice about your super and finances, you learn that there are more than just default Industry Super Funds.  Other types of more sophisticated super accounts include Retail Funds and Self-Managed Super Funds.

Retail Super Funds are where you decide to purchase a fund from a product provider, usually with guidance from a Financial Planner.  Modern retail Super Wrap offerings have thousands of investment choices.  Care and guidance need to be taken to ensure your portfolio of investments is well structured with such a huge choice.  This choice enables your portfolio to be customized to say protect against market downturns if you are drawing a pension or to screen out investments with questionable ethical or environmental credentials if that’s your preference.  These may suit people with higher balances or who are making larger contributions and want more control and flexibility around investment options and the potential tax savings on transferring to pension phase after age 60.

Self-Managed Super Funds are where you set up your own super fund, usually with up to 3 other family members so you can pool your funds to invest.  SMSF’s offer the most investment choices and flexibility, including direct property, but they are expensive.   The ATO suggests the minimum balance to justify the set up and ongoing costs with a SMSF is $500,000.  Purchasing a direct property in a SMSF comes with even more costs so it is generally only for those with very large balances or used for business premises.  There are significant compliance requirements and most SMSF’s are paying administrators, tax agents, auditors and financial planners each year.

The key with super is to ensure you have a fund that matches where you are in your financial journey and not something that you fell into or suited where you were years ago.

For a free consultation with local people who understand the complexities of these or any other financial matter, contact Eclipse Financial Planning at Cannonvale on 49467359 today, email whitsunday@eclipsefp.com.au or visit www.eclipsefp.com.au

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