Get ready to applaud and celebrate the exceptional achievements of women in the greater Mackay region as the Just Saying Project (JSP) Women’s Awards 2024 unveils its nominees.

This annual event transcends mere awards, transforming into a vibrant celebration of resilience, triumphs, and inspiration. The awards gala, penned for March 2 at the MECC, promises to showcase diverse narratives, spotlighting the inspiring stories, challenges overcome, and successes achieved by the women shaping the region.

Embracing the diverse tapestry of narratives, this event is a celebration of empowerment and recognition, a platform where stories of determination, leadership, and sheer resilience take centre stage.

JSP Women’s Awards 2024 proudly presents an extraordinary guest speaker, Claire Christian, a multifaceted artist celebrated for her novels and vibrant storytelling.

Don't miss this opportunity to celebrate the incredible achievements of these remarkable women. Tickets are on sale now: https://bit.ly/48Nv10U

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Magic Muse

Autumn Skuthorpe

Lauren Heitman

Amanda Wright

Tanell Thomsett

Karen Jacobsen

Annie Collins

Kyra Geoghegan

Cody-Maree Allsop

Lauren Costello

Courtney Maree

Victoria Brooke

Samantha Munt

Brianna Brett

Sarah Brown

Georgia Knoll

Deanne Woods

Anna Dutton

Fiona Kroll

Kylie Ferriday

Bianca Dixon

Cheryl Peppin

Health & Wellbeing Warrior

Dr Sarah McLay was the Health and Wellbeing Warrior for 2023

Ally Cashen

Charlotte Heller

Lauren Heitman

Lauren Neil

Erin Safe

Helen Costello

Dr Ritu Rana

Tegan Iakimo

Belinda Patroni

Sandie Kelly

Sonetta Fewquandie

Rachael Dixon

Simone Baker

Melissa Ferrier

Cheryl McCosh

Dr Elissa Hatherly

Bianca Marek

Natalie Regan

Saril Jurczyluk

Barb Hill

Michelle Copley

Hayley Warner

Amanda Shipp

Selina Wright

Tegan Faust

Danielle Edwards

Woman Who Breaks The Mould

Nicole McDonell

Venita Mooney

Adrienne Bradshaw

Leanne Dennien

Trisha Armstrong

Tracey Doyle

Natasha Mills

Kylee Clarke

Grace Brucia

Kim Smart

Inge Hilhorst

Sari Jurczyluk

Ann Hand

Kimberly Bailey

Lauren Costello

Annie Collins

Jody Euler

Sue McPherson

Kirsty Head

Kym Sweeney

Nic Archer

Nicole Laffin

Abby-Jane Walsh

Shirlz Russell

Marion Healy

Deb Allan

Stacey Raymond

Resilient Rebel

Sonya Oliver Scoble was the Resilient Rebel for 2023

Hayley Crofts

Betty Dugue

Denise Phillips

Alison Jones

Leah McLean

Lucy Garland

Maree Sturdy

Sharon Schoneveld

Lauren Costello

Tyla Baldock

Adrienne Bradshaw

Teharnee Peel

Rennee Beard

Jules Thompson

Bridgeen Doherty

Deb Rae

Tracey Victor

Gemma Taylor

Tegan Christensen

Mother Of All Mothers

Danielle Jesser was the Mother of all Mothers for 2023

Sarah Hooper

Hannah Graham

Maree Sturdy

Sari Jurczyluk

Larissa Simonsen

Tanell Tomsett

Brooke Lee Hargrave

Yvette Jeffs

Marnie Louise

Julie Nielsen

Corrisa Ivory

Shea Ward

Kellie Adams

Colleen Lawrie

Scarlett Baillie

The Equaliser

David Camilleri

Anthony Edwards

Jason Peoples

Phillip Hubner

Robert Coco

Jarrid Brown

Barry Scoble

Nick Bennett

Jay Shipston

The Rising Star

Alivia Bujeja

Montanah Kynaston

Jorja Jurczyluk

Keely Hubner

Codie Ebner

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Five lucky university students will have the opportunity to kick start their careers through the academic bursary program when applications open today.

The program offers students in their second last year the chance to gain valuable paid work experience aligned with their area of study, along with the added bonus of $5000 financial assistance for costs associated with their studies.

Mayor Greg Williamson said council established the program back in 2011 to help support students in the region and to assist in retaining talented professionals.

“Mackay is a great place to live and work, and working at council offers a great work-life balance,” Mayor Williamson said.

“The academic bursary program gives students a taste of what it’s like to work in their chosen field and the opportunity to make great work connections,” he said.

2023 Academic Bursary recipient Kai Sanim, who is studying a Bachelor Business Management majoring in Human Resources at CQUniversity said his work at council had given him great insight into his future career options.

“Given the current cost of living pressures everyone is experiencing, the bursary has allowed me to focus on my studies rather than being stressed about trying to support myself via my part time job – it’s been a huge relief,” Mr Sanim said.

“The work experience so far has been invaluable, it’s a great way of putting my studies into practice. It will go a long way in kickstarting my future career.”

Students who are studying in skills shortage areas within the region like Engineering, Planning, Business (Accounting/Marketing/HR/Public Relations/Social Innovation), Environmental Health/Science, Workplace Health and Safety/Emergency Services and Information Technology/Digital Media are encouraged to apply.

Applications are now open and close Sunday, April 7.

For more details head to mackay.qld.gov.au/academicbursary or contact the Academic Bursary team at smld@mackay.qld.gov.au or phone 1300 MACKAY (622 529).

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2023 Academic Bursary recipients Kai Sanim, Mackenzie Towers and Chanadda Klumkratok with Mayor Greg Williamson

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Two Stolen Cars Located

Shortly after 11:00pm on January 20 someone gained entry into a home on Rudd Street in Rural View possibly through a doggie door propped open at the laundry.

Once inside the home car keys have been stolen from the hallway.

The keys were used to steal an Isuzu D-Max dual cab which was parked in the driveway.

The stolen car was found abandoned at 1:00pm on January 21 at Walkerston Homebush Road in Walkerston. There was some minor panel damage seen on the car at this time.

The Isuzu has been seized and will be forensically examined by police.

Anyone with information linked to this incident is encouraged to contact police as soon as possible. Police report number QP2400115159.

Between 2:30pm and 11:55pm on January 19 someone gained entry into a home on Nebo Road in West Mackay by unknown means and stole car keys from inside.

The keys were used to steal a red coloured 2015 model Mazda 6 sedan from the address.

The stolen Mazda 6 was later found at about 11:57pm with the rear of the car on fire in George Street, South Mackay

Queensland Fire and Emergency Services (QFES) attended and extinguished the fire. Nobody was injured as a result of the fire.

Anyone with information about either the break in and car theft or the car fire itself is encouraged to contact police as soon as possible quoting QP2400109687.

19-Year-Old Charged With Assault

A 19-year-old male resident of Mount Pleasant has been arrested and charged following an alleged incident at 11:45pm on January 19 at Michener Court, West Mackay.

It's alleged that following an incident that occurred while the 19-year-old and the 18-year-old male victim were driving on the Ring Road that a confrontation happened on Michener Court shortly afterwards in West Mackay.

During the course of the altercation, it's alleged the 19-year-old has struck the 18-year-old with a wooden club to the hand causing a minor injury.

Police were contacted and spoke with the victim at the Mackay Base Hospital.

Police shortly after found the 19-year-old male in his vehicle and he was arrested and charged with assault occasioning bodily harm whilst armed and failing to be properly supervised whilst driving on a learner’s permit.

He will appear in the Mackay Magistrates Court on February 6 to have the matters heard.

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Almost $45 billion worth of projects have been listed on the Greater Whitsunday Regional Projects Development Register 2024.

The register lists 472 projects which are valued at more than $1 million planned for the Mackay Isaac Whitsunday region.

Greater Whitsunday Alliance (GW3) Chief Executive Officer Ms Kylie Porter said the Greater Whitsunday Regional Projects Development Register clearly demonstrates the strong pipeline of development ahead for the region.

“This register showcases how strong our regional economy is across many different sectors, whether it be mining, construction or energy infrastructure.

“Our regional economy has a bright future, and this register is a clear demonstration of that. “Whilst the register lists more than 470 new projects, it doesn’t capture the many billions of dollars invested in our regional economy through regional businesses' cap-ex budgets.

Ms Porter said GW3 undertakes the Greater Whitsunday Project Development Register to identify key projects valued at over $1 million earmarked for the region.

Some of the key features of the register include:

• $4.1 billion in construction projects

• $6.1 billion in mining projects

• $11.3 billion infrastructure projects

• $21.4 billion in utilities projects

The Greater Whitsunday region is one of the world’s most diverse economic regions and contributes more than $58 billion in economic value to the Australian economy.

Ms Porter said the register demonstrates the economic strengths of the region and provides decision makers with a better understanding of development activity and opportunities across the region.

“Mackay is the centre of one of Australia’s most developed Mining Equipment, Technology and Service (METS) sectors; the Whitsundays is a world-class tourism destination with a growing agriculture and aquaculture sector and of course, metallurgical coal mining remains the cornerstone of the Isaac economy.

“The Greater Whitsunday region also boasts a strong agribusiness sector and is one of the nation’s largest sugar and biocommodity producers,” Ms Porter said.

Greater Whitsunday Council of Mayors (GWCoM) Chair and Isaac Regional Council Mayor Anne Baker said the Mackay, Isaac and Whitsunday regions collectively delivered more bang for buck than most of Queensland.

“We continually deliver and power the national economy through our minerals, tourism, and agriculture - all world class in their own right.

“It’s important the infrastructure we build ensures the liveability and sustainability of our communities for generations to come,” Mayor Baker said.

Mackay Regional Council (MRC) Chief Executive Officer Mr Scott Owen said in 2023 council had awarded $196 million to locally based businesses, accounting for 77 per cent of council's total supplier spending going to local businesses. In addition to investing in numerous major works projects such as the Mackay Waterfront PDA, Finch Hatton Mountain Bike Trails and Northern Beaches Community Hub, Mackay Regional Council also invests in local businesses daily through its general operations.

"As one of the largest organisations in the region, we have substantial buying power, and it is important local businesses share in that investment.

"Local businesses employ local people and we have a responsibility to help build a strong economy and secure jobs in our region.

"We awarded contracts to 1115 local suppliers in 2023, with many of those being awarded significant projects.

"For example, Vasallo Constructions were awarded a $6.1 million tender to construct the Pioneer River Levee from Valetta Gardens to Kay Court and J Mac Constructions were awarded $900,000 for a bioretention basin renewal project at Ooralea,” he said.

Other major MRC contracts include:

•Seaforth Civil Pty Ltd: Culvert rehabilitation and upgrade works totalling $1.28m and bus stop upgrade works totalling $400k.

•J Mac Constructions: Pioneer Valley Mountain Bike – Finch Hatton Trailhead and Finch Hatton Pump Track $4.5 million.

•Woollam Constructions: Design and Construct Building Refurbishment at 8 River Street, Mackay totalling $3.75 million and Caneland Bus Station (Structural Works) totalling $2.1 million.

•C & A Construction Mackay: Concrete and civil works totalling $200k.

Mr Owen said the growth and development of the region's economy was a top priority for Mackay Regional Council and is dedicated to promoting local businesses and industry as part of this.

Mackay Sugar Chief Executive Officer Mr Jannik Olejas said in 2023, Mackay Sugar invested approximately $90M in maintenance and capital projects across their three factories and cane supply.

“We have, and continue to, invest in upgrading and future-proofing our mill assets to create a sustainable future for Mackay’s sugar industry,” he said.

C-RES Chief Executive Officer Ms Tracey Cuttriss- Smith said for more than 11 years, the Local Buying Foundation has been a proud funding partner for economic and business development initiatives and projects in Mackay, Isaac and the Central Highlands which focus on building stronger local business communities.

“We are passionate about developing regional economies through empowering small, local, and Indigenous businesses to grow and expand their capabilities.

“Thanks to BHP and BMA’s commitment to supporting local through the Local Buying Program, the Local Buying Foundation has proudly provided $8M of funding to enable the delivery of business workshops, leadership and mentoring programs, workforce development programs, Indigenous business support programs, decarbonisation projects, numerous networking and engagement opportunities, and much more.,” Ms Cuttriss-Smith said.

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A glimpse into economic dynamism: Greater Whitsunday region unveils a staggering $45 billion in projects for 2024, showcasing diverse sectors like construction, mining, infrastructure, and utilities. One project is the refurbishment of 8 River Street awarded to Woollam Constructions

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Amid the escalating cost-of-living crisis, Michelle Landry, the Federal Member for Capricornia, has launched an online survey aimed at gauging the extent of the challenges faced by residents in Capricornia.

Ms Landry said the statistics are a frightening reality to just how much it hasn’t been easy under Albanese.

“Before the election, Labor promised a $275 reduction in people’s power bills and that Australians would be “better off” under his leadership. However, under Anthony Albanese’s leadership, the current data on the costs of essential items presents a contrasting perspective,” Ms Landry said.

“In just 18 months, the price of food at the checkout has gone up by 9 per cent, electricity prices have increased a whopping 23 per cent and there have been no less than 12 interest rate rises. Labor’s economic policies are failing Capricornians and they’re paying the price.

“The purpose of the survey is for me to better understand how these increases are impacting my constituents and what changes they would like to see. These insights allow me to take this information down to Canberra and fight for better policies,” Ms Landry said.

The cost-of-living survey can be accessed online via Michelle Landry’s website, michellelandry.com.au.

Federal Member for Capricornia, Michelle Landry, addresses the pressing cost-of-living crisis, launching an online survey to gauge the challenges faced by Capricornia residents

BACK TO SCHOOL IS TOUGHER

Further highlighting the cost-of-living crisis, Michelle Landry has said that the federal government’s inaction is making it harder to send kids to school ready to learn.

She said that Australian families are scrambling to find money for uniforms, stationery and textbooks this January with the cost of education up 4.8 per cent since Labor was elected.

“On average, parents are spending $2,547 per primary school child per year, and $4,793 for each child in secondary school. School supplies, including textbooks, stationery and uniforms, are estimated to cost $684 per primary student and $1,132 per secondary student,” Ms Landry said.

“The cost of education has kept on rising since Labor came to government, at the same time as Australian households are being hit with higher energy bills, higher mortgage repayments, and higher grocery prices.

Ms Landry, said that local families are struggling to send the kids back to school.

“Many families in Capricornia have already had to make sacrifices like missing out on going to the movies or going out to dinner just to make ends meet. Now, we are hearing that parents have even said they may be forced to pull their kids out of extra-curricular activities because of the cost.

“Education is a basic right but under Labor’s cost of living crisis it is getting increasingly unaffordable, and that means that Aussie children are missing out.

“The Albanese Government must come up with a plan to tackle inflation or else Australians will be the ones paying the price for Labor’s bad decisions,” Ms Landry said.

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Distinguished Professor James Dale AC has been revealed as the Isaac Region Australia Day Ambassador, bringing his remarkable story to the forefront. As the inaugural Director of the Centre for Tropical Crops and Biocommodities (CTCB) at Queensland University of Technology (QUT), Prof. Dale has been a key figure in the biotechnology field for over 30 years.

A recipient of numerous accolades, including being named the 2019 Queensland Senior Australian of the Year, Prof. Dale gained recognition for his groundbreaking work in genetically enhancing the banana crop. His efforts were dedicated to combating vitamin A deficiency in Uganda, earning him a place among the top 25 inventions by Times Magazine in 2014.

Prof. Dale's work not only impacted global agricultural practices but also produced disease-resistant Cavendish bananas, safeguarding crops from potential devastation. Honored as a Queensland Great in 2015 and a Companion of the Order of Australia, Prof. Dale's influence extends across various continents, with collaborative projects in Africa, Asia, Europe, and the Americas.

Prof. Dale oversees the CTCB, a multidisciplinary centre focusing on tropical crops, covering gene discovery, genetic modification, biomass processing, and value-adding. With state-of-the-art facilities, the CTCB conducts collaborative projects globally, contributing to agricultural advancements. Prof. Dale's research spans biofortification of bananas, molecular farming for medical proteins, and disease resistance in genetically modified crops. His impact extends beyond research, having founded Farmacule Bioindustries, Australia's pioneer molecular farming company, showcasing his dedication to biotechnological innovation.

As the Australia Day Ambassador, Prof. Dale will grace celebrations in four Isaac towns, sharing his expertise and contributing to the region's festivities. Residents and visitors alike are encouraged to welcome him warmly. For details on the upcoming events, visit Isaac Region's official website.

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CANEGROWERS has added its voice to a growing chorus of agricultural bodies from across the country demanding the Federal Government abandon plans for the introduction of a biosecurity levy on farmers. 

Representatives from more than 50 peak ag groups, including CANEGROWERS, have signed a letter to Prime Minister Anthony Albanese calling for the proposed biosecurity levy to be scrapped. 

CANEGROWERS Chairman Owen Menkens said the proposed levy would in fact operate like a new tax on farmers, saying the introduction of such a tax would be akin to fining the victims of crime while the perpetrators walk away scot-free.

“All farmers take biosecurity seriously on their farms every single day,” Mr Menkens said.

“That’s why growers already pay significant amounts through their levies to fund industry and farm-based biosecurity protection measures.

“What the government is proposing is not what we traditionally understand as a levy, where those contributing have, through their representative bodies, some sort of oversight of how that money is spent.

“Instead, funds from this new levy would disappear into a blackhole in Canberra where we would have no idea how or where they are used by the government. That’s not a levy, that’s a tax.

“And what’s worse, it’s a tax on the wrong people. If the government wants to raise additional funding for biosecurity measures, they should firstly look to the cause of many of our biosecurity breaches – importers and shipping companies – not to the farmers whose livelihoods are threatened by such breaches.

“It’s like someone stealing your car, but you are the one who is fined by the government while the thief walks away without a care in the world, it’s unjust.”

While CANEGROWERS has been calling for increased funding by the Australian Government to make the national biosecurity system better for all Australians, with increased accountability and shared responsibility, the proposed tax on farmers is simply a revenue raising exercise with no accountability. 

It will also undermine the confidence of farmers in the value of existing R&D levy arrangements that invest in measures to prepare the ag sector for any incursions by new pests or diseases, Mr Menkens said.

“Whatever way you look at it, this is a poorly thought-out decision by the government and just another example of the bad policy we get when bureaucrats in Canberra make decisions without properly consulting the industries involved.”

CANEGROWERS is calling on its members to act by contacting their local federal member of parliament to raise their concerns at the proposed tax.

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Photo source: CANEGROWERS Mackay (Facebook)

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The extent to which temporary workers from the Pacific Islands and Timor-Leste are supporting essential agricultural and food processing industries has been highlighted by new analysis from the Australia Institute, adding weight to calls for much needed improvements to working conditions for temporary visa holders participating in the Pacific Australia Labour Mobility (PALM) scheme.

The analysis finds that PALM workers are equivalent to 10 per cent of the agricultural workforce usually resident in Australia, and equivalent to nearly a quarter (23 per cent) of Australia’s meat processing workforce usually resident in Australia.

Exploitation and poor working conditions of many temporary workers has been revealed in the report which recommends that working conditions meet those afforded to domestic workers.

The conditions imposed on PALM workers place them at the mercy of employers in a way that would be illegal for domestic workers.

Employers are allowed to make deductions from their wages, and workers are unable to leave their employers without going through a rigorous bureaucratic process.

If they chose to leave an abusive employer without approval, they face the threat of having their visa cancelled.

“The numbers show that workers from the Pacific Islands and Timor-Leste are keen to take up the opportunity to work in Australia, but being tied down to a specific employer creates problems,” said Dr Alexia Adhikari, Postdoctoral Research Fellow at the Australia Institute.

“It leaves workers enormously vulnerable to abuse and coercion and seriously reduces their ability to leave exploitative situations.

“While recent reforms to the program are certainly welcome, Australia can do more to ensure the equitable treatment of PALM Scheme visa holders.

“Overseas workers should be able to participate in temporary migration programs and return home with dignity as well as savings.”

Australia Institute research shows that there is strong support amongst the Australian public to provide better conditions for PALM visa workers with polling stating that over two-thirds of Australians believe PALM visa holders should have access to Medicare while working in Australia.

“Australia wants the Pacific region to think of us as a family and the Australian government wants to lean on our neighbourly relationship to establish partnerships for development, security and COP31 (climate summit),” said Dr Adhikari.

“We are asking for the co-operation and trust of Pacific Island nations, but our policies leave their citizens vulnerable to exploitation as they pick the fruit and vegetables that end up on Australian tables.”

Industries within which PALM visa holders are strongly represented make massive profits for the Australian economy.

Last year, the combined earnings from agricultural production ($90 billion) and agricultural export ($75 billion) were worth in excess of $160 billion.

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Photo source: Department of Agriculture, Fisheries and Forestry

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Embarking on a digital detox is not just a break from screens; it's a deliberate and transformative choice to cultivate mindfulness and create a healthier tech-life balance. Here are some top tips to help you navigate a successful digital detox and make the experience both achievable and enriching:

1. Set Achievable Goals:

   • Define Clear Objectives: Outline specific goals for your digital detox. Whether it's reducing screen time, limiting social media use, or designating tech-free hours, having clear objectives makes the process more manageable.

   • Gradual Progress: Consider easing into the detox by gradually reducing screen time each day or designating specific days for a complete break. Incremental steps make the transition smoother and increase the likelihood of long-term success.

2. Alternative Activities:

   • Rediscover Hobbies: Reconnect with hobbies or activities that bring you joy. Whether it's painting, playing a musical instrument, or gardening, engaging in hands-on pursuits provides a fulfilling alternative to screen time.

   • Outdoor Adventures: Spend time in nature. Take a hike, go for a bike ride, or simply enjoy a leisurely walk in the park. Being outdoors not only refreshes the mind but also encourages physical activity.

   • Reading Retreat: Rediscover the pleasure of reading physical books. Create a cozy reading nook and immerse yourself in captivating stories without the distraction of screens.

   • Mindfulness Practices: Integrate mindfulness into your routine through activities like meditation or yoga. These practices not only promote mental well-being but also help in staying present in the moment.

3. Tech-Free Zones and Times:

   • Designate Tech-Free Zones: Identify specific areas in your home where technology is off-limits. For example, make the bedroom a sacred space free from screens to improve sleep quality.

   • Establish Device-Free Times: Set aside dedicated periods during the day when devices are switched off. This could include meal times, family gatherings, or an hour before bedtime.

4. Social Connection without Screens:

   • Face-to-Face Interaction: Prioritise face-to-face interactions. Plan coffee dates, board game nights, or picnics with friends and family to strengthen personal connections.

   • Volunteer or Join Clubs: Explore opportunities to volunteer or join local clubs and communities. Engaging in shared activities fosters a sense of belonging and reduces dependence on virtual socialising.

5. Reflect and Journal:

   • Self-Reflection: Use the time away from screens for self-reflection. Journaling thoughts and experiences can provide valuable insights into your relationship with technology and personal aspirations.

Remember, a successful digital detox is not about perfection but about creating a sustainable and mindful approach to technology use. By setting achievable goals, exploring alternative activities, and embracing intentional habits, you can embark on a transformative journey toward a more balanced and fulfilling life.

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Embarking on the journey from the uncertain rental market to owning your first home is an exciting prospect as the New Year unfolds. To guide you through this transformative process, consider these essential steps to align your finances and make 2024 the year of homeownership.

1. Know Your Borrowing Power: Assess your borrowing power using online calculators before delving into the housing market. Estimate how much a lender may allow you to borrow by considering your income, existing debts, and monthly expenses.

2. Obtain Home Loan Pre-Approval: Secure pre-approval for your home loan to gain confidence in your maximum loan amount. While pre-approvals offer assurance, approach them cautiously, as discrepancies may arise during property valuation or lending assessments.

3. Impress Your Lender with Savings: Organise your financial documents to demonstrate a clear understanding of your income and expenses. Genuine savings built up over time enhance your credibility with lenders, showcasing stability and the ability to manage mortgage repayments.

4. Explore Grants and Schemes: Investigate potential grants and government schemes available in your state to assist first-time buyers. Programs such as the First Home Owners Grant (FHOG), First Home Loan Deposit Scheme (FHLDS), First Home Super Saver Scheme (FHSSS), and First Home Guarantee (FGH) can provide financial support.

5. Plan for Additional Costs: Apart from the deposit and loan repayments, be mindful of additional expenses like stamp duty, maintenance, and home insurance. Research state government schemes that may reduce or waive stamp duty fees, and budget for conveyancers, property inspections, pest inspections, and council rates.

6. Research Locations and Properties: Conduct thorough research on potential areas and properties, considering growth potential, amenities, and public transportation links. Attend open houses and inspect properties to gauge the area's feel, pricing trends, and available options.

7. Avoid Lenders Mortgage Insurance (LMI): While LMI can facilitate home loans with less than a 20% deposit, be cautious, as it does not transfer between lenders. Skipping LMI allows more flexibility in refinancing without additional costs.

8. Compare Home Loans: Understand the range of home loans available, exploring terms, interest rates, and fees. For first-time buyers, compare variable and fixed-rate home loans. Currently, variable rates may be more appealing due to potential rate reductions in the coming months.

By following these steps in a strategic order and staying informed, you can confidently navigate the path to homeownership and make 2024 a milestone year in your life.

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With costs rising across many areas of life’s expenses, small savings can have a big impact. Here are our 5 top tips for beating the rising cost of living and making your dollar go further.

1. Check your home loan rate

Your home loan is a great place to start when looking for savings. If you haven’t yet reviewed your home loan, now is the time. With rates on the rise, there is an opportunity to save money and better align your loan to your future goals – there’s more to a home loan than just an interest rate! Available to anyone, our free home loan health check takes a pulse on your loan and provides an assessment that includes loan term, interest rate, home equity, your LVR, offset facilities and how your home loan aligns to your current goals. Visit our team to get yours done today!

2. Review big ticket expenses

When feeling the pinch, reviewing memberships to clubs, societies and gyms, as well as subscriptions and recurring expenses, can make all the difference. You might be able to make a saving by switching from monthly to annual payments, or you might decide to scale back for a few months to trim some fat from your budget.

3. Take a takeaway time out

While convenient, takeaways can significantly chew through your disposable income and dial up the pressure on your household budget. Try deleting apps from your phone to remove temptation and filling your freezer with ‘fakeaway’ alternatives to cook at home – save the real deal takeaway for special occasions.

4. Compare petrol prices

Fuel can be a budget-sucker at the best of times, and especially when prices are on the rise. Using an app like PetrolSpy allows you to compare prices in your area and make sure you’re filling up at the lowest price.

5. Tighten up your budget buckets

Sit down and review how you organise your money. It pays to separate out your savings and discretionary spending categories to help you keep on top of your priorities. If you regularly dip into savings for non-essentials, it may help to put it in an account with a different provider to reduce your ease of access!

With interest rates on the rise, there’s never been a better time to review your home loan. A Bendigo Bank home loan health check is a great way to ensure your home loan is still the right one for you and is meeting your current needs. Book your free home loan health check by contacting our Community Bank Sarina Bendigo Bank team on 4943 2634.

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Sarina Sugar Shed is celebrating after recently being named as a two-time finalist in the national Grey Nomad Awards.

The Sarina Sugar Shed’s tasting tour has been shortlisted in the 2023 Best Foodie Experience category while the Sarina Sugar Shed tour has been shortlisted in the Best Tour category.

Mayor Greg Williamson said it was great news for the multi-award-winning facility and is recognition, once again, of their outstanding food tourism experiences.

“Congratulations to the Sarina Sugar Shed management team, staff and volunteers who love what they do and are passionate about providing high-quality experiences for our visitors,” Mayor Williamson said.

“Our fingers are crossed for a sweet result when the winners are announced in March,” he said.

Grey Nomads Awards Director, Ms Kim Morgan, said the awards shine a light on coastal, inland regional and remote Australia by rewarding organisations and destinations which cater to mature age visitors in an exemplary way.

“Through evidence-based assessment, the awards foster a better lifestyle for over 50s while providing verified information which guides travellers’ decisions on where to visit, play and stay,” Ms Morgan said.

“With all regions in Australia ‘open’ fully to travellers for the first full year since the pandemic, 2023 proved to be an extremely busy and therefore challenging one for those wanting to welcome grey nomads into their towns, communities and tourism businesses,” she said.

“Amidst such times, with often chaotic visitor numbers, operators and communities had to dig deep to find the extra energy needed to pursue a path of excellence.

“That is why our judges want to give a special shout out to Sarina Sugar Shed and the other finalists for demonstrating an unmatched commitment to visitor experience.”

The Grey Nomad Awards are judged by tourism professionals, some of whom have experienced the grey nomad lifestyle personally, adding weight to these entrant’s results.

Ms Morgan said all finalists would also have the chance to be named as the 'Best Grey Nomad Experience' in their state for the first time in these 2023 awards.

National and state winners in all categories will be announced at a gala dinner celebration on Friday, March 8, as part of the Art of Attraction Tourism Summit on Queensland’s Sunshine Coast.

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Tour guide Betty Burrows providing sugar cane samples during a tour at Sarina Sugar Shed

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Just over a century ago, two devastating cyclones etched their mark on north Queensland, a sobering reminder to be prepared for what mother nature can produce.

In the summer of 1918, the Mackay Cyclone, a Category 4, unleashed its fury on January 21, leaving Mackay and its surroundings in ruins. With violent winds and a 3.6-meter storm surge, reports of waves breaking in the town's main street mirrored the destructive force. The aftermath witnessed widespread damage, with 1300 out of 1400 houses in Mackay destroyed or severely affected, and a tragic toll of thirty lives lost.

Less than two months later, on March 10, a more formidable category 5 cyclone struck Innisfail. Such was the devastation, that only 12 buildings are reported to have remained standing after the cyclone. In the nearby settlements of Mission Beach and Bingil Bay every single structure was destroyed and massive storm surges and a tidal wave were reported.

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Beirne Mackay Limited hangs its manchester supplies out to dry, and the Commercial Banking Company of Sydney does likewise with the carpets, after the cyclone

Damage and debris in River Street, Mackay

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As a cyclone brews in the Coral Sea, Ergon Energy Network is urging North Queenslanders to be prepared for power outages and prioritise electrical safety.  

General Manager Field Delivery Northern Chris Hooper said recent severe weather events were a reminder of what to expect and plan for.  

“We can start to see the impacts of a cyclone well before it crosses the coast as winds pick up and bring down trees, branches and other debris into powerlines, so you should be prepared for prolonged power interruptions.  

“Storm surges and flooding also have the potential to impact the underground power network.  

“Cyclone Jasper demonstrated how severe and widespread the damage to infrastructure can be and how long repairs can take, so it pays to be prepared for the worst-case scenario.  

“Think about how your household can function without power for a week or more and get your storm kit ready, especially if you rely on powered medical equipment,” he said.   

Mr Hooper said Ergon crews would be ready to roll as soon as weather conditions allowed, but flooding was likely to impede access to some sites and delay damage assessment, network repairs and power restoration.   

“The unpredictable nature of cyclones means that we are always prepared for a range of scenarios, and we have crews, vehicles and equipment on standby in strategic locations to ensure we are ready to respond when and where we are required. 

“Queenslanders can rest assured we’ve got their back as we’ve shown time after time when natural disasters strike, but this is an unpredictable event and the best thing you can do is be as prepared as possible on the home front.    

“Safety remains our number one priority and we encourage everyone to check out our tips for staying safe in severe weather before the cyclone hits,” Mr Hooper said.

Visit www.ergon.com.au/network/safety/incidents-and-emergencies/keeping-safe-in-severe-weather for tips on how to stay safe in severe weather.

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Some of the damage caused by TC Jasper. Photo credit: Ergon Energy

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Grab your boardies and thongs and get ready to celebrate Australia Day at a council supported community event!

The Aussie themed events will take place on Australia Day, 2024 (Friday, January 26) at twelve different locations around the region. From barefoot bowls and live music at Seaforth to beach games and races at Armstrong Beach, there's something for the whole family to enjoy.

For more information and event organiser contact details, see the list of events below.

**Please note, these events were current at time of print, adverse weather conditions may change or cancel events, please check with event organisers if you are unsure.

AUSTRALIA DAY CITIZENSHIP CEREMONY

Hosted by: Mackay Regional Council
When: 10am, Friday, January 26 (registration opens at 9am)
Where: MECC auditorium
What's happening: Mayor Greg Williamson will welcome more than 90 new citizens at the MECC. Please note this event is invite only.
For more information, call 1300 MACKAY (622 529).

AUSTRALIA DAY AT ARMSTRONG BEACH

Hosted by: Armstrong Beach Area Progress Association
When: 11am - 5pm, Friday, January 26
Where: Llewellyn Hall, 252 Armstrong Beach Rd, Armstrong Beach
What’s happening: Enjoy a true-blue family fun day including free water slide, egg and spoon races, sack races, tug of war, thong throwing, cricket, darts, jumbo water slide, music and BBQ.
For more information, call 0439 716 654 or email armstrongbeach@gmail.com.

AUSSIE DAY AT EIMEO BEACH

Hosted by: Eimeo Surf Life Saving Club
When: 3pm - 9pm, Friday, January 26
Where: Eimeo Beach, near Eimeo Surf Life Saving Club
What’s happening: Activities will include family sand castle competition, vegemite face painting competition, thong throwing, prizes, beach cricket and music.
For more information, call 4969 6680 or email eimeoslsclub@bigpond.com.

AUSSIE DAY MACKAY BEACH PARTY

Hosted by: Mackay Surf Lifesaving Club
When: 10:30am - 2:30pm, Friday, January 26
Where: Mackay Surf Lifesaving Club, Harbour Beach, Mackay Harbour
What’s happening: Dive into Australia Day and bring the kids to this amazing Aussie themed event with live music, beach volleyball and beach cricket, tug of war, thong throwing competition and more! Food and drinks available to purchase from the Club beach café. Please note - some activities and games will be subject to the weather and sand conditions on the day.
For more information, email functions@mslscsupporters.net.au.

AUSSIE DAY AT GRASSTREE BEACH

Hosted by:  Grasstree Beach Progress Association
When: 4pm - 6pm, Friday, January 26
Where: Grasstree Beach foreshore
What’s happening: Get your vitamin sea at this ripper Aussie Day event at Grasstree Beach foreshore. Activities will include thong throwing, egg and spoon, wheelbarrow and sack races, community share table of veges, herbs, plants and crafts, bush music and a free BBQ.
For more information, email gtbprogress@outlook.com.

AUSTRALIA DAY SCOUTS OPEN DAY

Hosted by: Banksia Scout Group
When: 10am - 2pm, Friday, January 26
Where: Banksia Scout Den, Jaycee Park, Corner of Fernleigh Ave and Bedford Rd, Andergrove
What’s happening: Parents bring a chair and enjoy the shade of the trees while the kids have some fun this Australia Day. Activities will include rope bridge, low ropes course, crate stacking, soft archery, damper cooking and more! Sausage sizzle and drinks available for purchase.
For more information, call Katrina 0410 455 615, visit www.facebook.com/BanksiaScoutGroup.or email gl@banksia.scoutsqld.com.au.

AUSTRALIA DAY THE HABANA WAY

Hosted by: Habana and Districts Progress Association
When: 3pm - 7pm, Friday, January 26
Where: Habana Community Precinct, 1091 Mackay-Habana Rd
What’s happening: Community picnic (BYO) and traditional Australia Day activities including sand castle building on our "borrowed" beach, backyard cricket, inflatable water play, lamington eating competition, tug-of-war and thong throwing. Food and drinks will be available for sale. Find out about local groups you can join while at the event including craft, rural fire and Tai Chi. Habana community spirit award announced at the event.
For more information, visit Habana Progress Association's Facebook page or call Palmina on 0403 729 505.

EUNGELLA GRASS ROOTS BBQ

Hosted by: Eungella Community Development Association
When: 3pm - 10pm, Friday, January 26
Where: Eungella Community Hall
What’s happening: This fair dinkum Aussie Day event has something for the whole family. Activities will include face painting, water play area, backyard cricket, thong throwing, twilight markets, American style BBQ and live music.
For more information, email ecda@eungella.com.au.

GO OZ WITH LAWN BOWLS

Hosted by: Mackay Bowling Club
When: noon - 4:30pm, Friday, January 26
Where: Mackay Bowling Club, Nebo Road, Mackay
What’s happening: Join in the fun at this free community event in the CBD. Starting with an Aussie lunch at noon, then for the inexperienced bowler join us for some three bowls triples with cash prizes up for grabs. Afternoon recess will include lamingtons with tea and coffee. To RSVP for any of these events please phone Mackay Bowling Club on 4957 3571.
For more information, email mkybowls@hotmail.com.

MACKAY CONTRACT BRIDGE OPEN DAY

Hosted by: Mackay Contract Bridge
When: 10am - 3pm, Friday, January 26
Where: Mackay Contract Bridge Club House, 414 Shakespeare St, West Mackay
What’s happening: Fun introduction to the game of contract bridge including lessons and demonstration. BBQ lunch will be provided with soft drinks, tea and coffee. Come along and meet the team!
For more information, email mcbc@mackaybridgeclub.org.au.

SARINA BOWLS CLUB SOCIAL AUSSIE DAY EVENT

Hosted by: Sarina Bowls Club
When: 1pm - 3:30pm, Friday, January 26
Where: Sarina Bowls Club, 1 Patroyce Ct, Sarina
What’s happening: Celebrate Australia Day in style at Sarina Bowls Club with a relaxing afternoon of social bowls. The event will include a BBQ, damper, lamingtons and a tea and coffee station. There will also be prizes for best dressed and bowls winners.
For more information, email sarinabowlsclub@outlook.com.

SEAFORTH AUSSIE DAY EVENT

Hosted by: Seaforth Bowls Club
When: noon till late, Friday, January 26
Where: Seaforth Bowls Club, Walsh Avenue, Seaforth
What’s happening: Join in the fun this Australia Day at Seaforth Bowls Club with barefoot bowls, live entertainment, thong throwing competitions and a free afternoon sausage sizzle. There will also be a water slide for the kids from noon to 4pm and the live band will play from 2pm - 5:30pm.
For more information, email admin@seaforthbowlsclubqld.com.au.

ST HELENS BEACH AUSTRALIA DAY CELEBRATION

Hosted by: St Helens Beach Progress and Environment Association Inc.
When: 9am - 4pm, Friday, January 26
Where: Repulse Esplanade, St Helens Beach
What’s happening: Activities will include live music, face painting, vintage tractor display and competitions including sandcastle building, Aussie trivia, tug of war and cast net throwing. There will also be a sausage sizzle thanks to Calen Butchers.
For more information, Call 0499 013 016 or email boatramp4798@gmail.com.

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