Community News

PET OF THE WEEK: Obi  Happiness On Legs

PET OF THE WEEK: Obi Happiness On Legs

At just 18 months old and weighing 17kg, Obi is a happy little guy with plenty of love and enthusiasm for life. Getting along well with children, other dogs and visitors, he has plenty of potential to become a much-loved member of his new family. Obi had a rough start to life and can still find the world a little scary at times, so he is looking for a patient and understanding family willing to help build his confidence and show him the ropes. He already knows his basic commands and walks confidently on the lead, making him a great companion for someone happy to continue guiding him as he settles into his new life. Once Obi gets to know and trust you, he will become an unshakeable little shadow, following his favourite person wherever they go. If you have the time, patience and love to give Obi the fresh start he deserves, contact his carer Char on 0402 540 612 to arrange a meeting. Alternatively, email LLTAGSandDogRescue@gmail.com to find out more.

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Property Point

Property Point

No city or region in Australia has been unaffected by the property market changes that have become obvious ever since the Federal Government introduced its budget in May, removing negative gearing from established housing and changing the capital gains tax rules. But some have been hit harder than others. The latest property market review by valuers Herron Todd White gives an extensive rundown of where particular regions sit as well as the nation as a whole. HTW chief economist Cameron Kusher pointed out in the September review that inflation continues to be a factor, not only in cost of living but also projected interest rate rises in the months ahead. He said: “National dwelling values fell by 3.1 per cent over the three months to August 2026, with capital city values 3.7 per cent lower and regional values falling by 1.2 per cent.” He said property market analyst Cotality estimates that over the three months to August 2026 “there were 14.6 per cent fewer property sales than the same period last year”. “Transaction activity has seen a much greater decline in the capital cities than in the regional markets; however, falls are broad-based,” he said. “Every capital city except for Hobart is seeing a higher volume of properties available for sale relative to a year ago, and only regional Tasmania and regional NT are seeing fewer total listings. “Sydney, Melbourne and Canberra have historically high listing volumes, and although they aren’t at historic highs elsewhere, Brisbane and Perth have seen annual increases of more than 50 per cent, and Adelaide has seen an annual increase of more than 40 per cent. “The heightened volume of stock for sale at a time in which there are fewer active buyers in the market means that those who are buying have less urgency and more choice. In turn, this means that they have greater scope to negotiate on price, and there are many properties that will take a long time to sell in this market or simply won’t transact. “In the regional areas, the longest median days on market are in NT, NSW and Victoria and the lowest are in WA, Queensland and Tasmania.” The HTW monthly review includes their very interesting property clock, in which they categorise where particular markets are in the property cycle. Sitting at 3 o’clock on the property clock in a declining market are Sydney, Melbourne and Canberra. Sitting in the “starting to decline” category includes cities such as Alice Springs, Brisbane and the Gold Coast. Several Queensland cities are included in the “peak of the market” category; Gladstone, Bundaberg and Toowoomba. And cities in the “approaching the top of the market” category include Cairns, Sunshine Coast, Townsville and the Whitsundays. What about the cities still sitting at 9 o’clock, the “rising market” category? Well, there aren’t nearly as many cities in that category as there were a few months ago but it still includes Mackay, Rockhampton and Emerald, among a few others. HTW can only go on the data in front of them, however agents on the ground experience the market as it happens. It is true that the Mackay market is behaving nothing like the free fall being felt in major cities like Sydney. The economy is going well, unemployment is virtually non-existent, rental vacancies are low and properties are selling. However, no agent in Mackay will tell you that right now Mackay is in a rising market. It’s still active and people are still buying but at the moment it’s not going up … it represents a great opportunity for those wanting to get into the market and investors seeking one of Australia’s best rental returns.

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Mackay March For Life Brings Abortion Debate Into Focus

Mackay March For Life Brings Abortion Debate Into Focus

Locals gathered in Mackay last Saturday for the annual March For Life, which brought together supporters of the pro-life movement. The march began at Harbour Road before finishing at Caneland Central Park, where attendees heard from guest speakers and community representatives. Among those attending was Cherish Life Queensland CEO Matthew Cliff, who travelled from Brisbane for the event. Operating since 1970, and formerly known as Right to Life Queensland, Cherish Life is one of Queensland's longest-established pro-life organisations, with branches throughout the state, including Mackay. Mr Cliff, who has been CEO for around four and a half years, said the organisation's work centred on two key areas of education and advocacy, aiming to encourage greater understanding of its pro-life position, while engaging with elected representatives and participating in public discussions about abortion. Mr Cliff said the organisation also connected women experiencing unplanned pregnancies with other services that could provide practical and emotional support. Though Cherish Life do not offer direct assistance themselves, they refer women to services like Hope's Dream, a Christian-based, non-profit charitable organization which provides pregnancy counselling and support. “The rallies are really a good way of bringing public awareness,” Mr Cliff said. “It's an opportunity for people who support the pro-life movement to demonstrate why this is important to them.” Mr Cliff said his own Christian beliefs played a role in shaping his position, with his views centred on the belief that human life is valuable from conception. “The Christian method in which I believe as the CEO of Cherish Life Queensland is to walk in grace and truth, and truth in love, and that all human life from conception is valuable,” he said. The Mackay event featured several speakers and representatives, including Mr Cliff, Australian Christian Lobby Assistant Director Daniel Adsett, Family Voice Australia Queensland Director Andrew McColl, Lighthouse Church Mackay Pastor Jai Wright and St Joseph's Catholic Church Associate Pastor Rev. Fr. Raju Mandothparambil. While Cherish Life advocates against abortion, other organisations take a different view of reproductive rights. CEO of Queensland pro choice organisation Children By Choice Anjulee Singh shared: “Children by Choice believe all people have the right to make decisions about their own body and health care. “Abortion is legal healthcare and should be accessible without barriers regardless of where you live.” The organisation advocates for accessible reproductive care in regional communities, claiming that stigma and privacy concerns can make it hard to ask for help, and can prevent women from pursuing the healthcare they are entitled to. “Everyone has the right to make their own decision about their pregnancy, whether that means continuing, ending, or considering adoption,” the organisation states. “Support should be non-judgemental, confidential, and respectful.” The differing perspectives come amid ongoing public and parliamentary debate about reproductive rights in Queensland, including discussions involving Mackay MP Nigel Dalton, who earlier this year crossed the floor in opposition to restrictions on parliamentary debate about abortion. Photo source: Cherish Life QLD - Mackay Branch

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Community Encouraged To Get Behind Coastal Monitoring

Community Encouraged To Get Behind Coastal Monitoring

Mackay beachgoers are encouraged to put their photography skills to good use, with the arrival of two new monitoring stations giving community members a hands-on role in tracking changes to the coastline. Eimeo Beach and Lambert’s Beach are the first locations to introduce the newly installed CoastSnap poles, which feature a phone cradle where residents and visitors can position their phones, capture an image of the coastline and upload it through the CoastSnap app. Photos taken from the same position over time will help build a long-term record of sand movement, beach erosion and recovery, providing valuable information to support future coastal management. Mackay Regional Council Mayor Greg Williamson said the project, led by the University of New South Wales, would give council access to valuable monitoring data while allowing the community to get involved. "It's easy to use. You just follow the barcode. And you can do it anonymously, you don't have to put your name on it," he said. Mr Williamson said the photographs and accompanying observations would help build a detailed picture of how the region's beaches change over time. "If everybody does that every day, just imagine the record that we're going to have via the University of New South Wales to manage this in the future," he said. "This is just another tool for us to be able to effectively manage the 31 beaches we've got in our region." Council's Coordinator of Waterways and Coastal Planning Robyn Burkett said the initiative formed part of the Mackay Coast Our Future project, helping council better understand coastal conditions and plan for future changes. "It's about monitoring our beaches, and community education, so that's why we're encouraging people to come along, snap a photo, and learn more about coastal hazards and how our coastal processes work in the Mackay region," she said. Ms Burkett said ongoing monitoring would help determine how much sand was lost during storm events, whether beaches recovered naturally and when intervention might be needed. "Having good information now, when we experience a storm event, looking at what those changes are, and how much sand is lost, whether it will recover over time, or whether it needs intervention is really important." The CoastSnap initiative was founded in 2017 as a pilot project by the University of New South Wales, with more than 100 poles now installed across 16 countries. The two Mackay stations were funded by council, with further locations being considered for the region. To learn more, visit www.coastsnap.com or visit connectingmackay.com.au/mackay-coast-our-future. L-R - Robyn Burkett, Coordinator Waterways and Coastal Planning for Mackay Regional Council, Kylie Cauchi, Waterways Planning Advisor for Mackay Regional Council and Mayor Greg Williamson of Mackay Regional Council, testing out the new CoastSnap pole at Eimeo Beach. Photo credit: Hannah McNamara The impact of tropical cyclone Debbie in 2017. Supplied by Mackay Regional Council

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Healthy Life Essentials

One Decision Can Change Your Future

September 28, 2023

MACKAY JOBS FAIR

In the ever-evolving landscape of employment, the upcoming Mackay Jobs Fair on Tuesday, October 10th, promises not just a chance to connect with potential employers but a gateway to real jobs for real people. With more than 30 organisations participating, the fair offers a diverse range of opportunities that may surprise attendees.

From traineeships designed for individuals with no prior work experience to positions for registered nurses, skilled tradies, efficient administration officers, and even managerial roles, the job spectrum on display at the fair covers all fronts. Whether you are starting your career journey or looking to take it to the next level, there may well be a position waiting to elevate your lifestyle.

Scott McPherson, an Employer Business Broker at IDEAL Placements, emphasised the importance of making a strong first impression. "First impressions matter, and this jobs fair bridges the gap between eager job seekers and businesses ready to hire.”

“If you're the right fit for the job, you might just find yourself interviewing on the spot. So, remember the fundamentals: dress to impress, good eye contact and a firm handshake."

The Mackay Jobs Fair is a collaborative effort between IDEAL Placements, CQUniversity, and Local Jobs Program Mackay, designed to benefit the local community. The organisers are committed to making this event accessible to everyone, especially small local businesses. Thanks to the support of these businesses, the fair is entirely free, and CQUniversity has generously provided the venue.

Mr McPherson further highlighted the positive impact such initiatives can have on the community.

"We're proud to connect businesses with the community, enhancing overall prosperity. When individuals have more disposable income, it circulates back into the local economy. Our goal is not just to address the skills shortage but to take concrete action."

The significance of this fair extends beyond job placements—it's about fostering self-sufficiency within the community. By actively addressing the labour shortage gaps in Mackay and hiring locally, the event plays a pivotal role in reducing the need to recruit from out of town. This, in turn, contributes to alleviating the pressing housing crisis that has burdened the region.

For young people, especially, the path to employment is fraught with hurdles, including the prohibitive costs associated with leaving home and securing a place of their own. Additionally, the high cost of petrol and the requirement to complete 100 hours of driving to obtain a license pose substantial financial challenges. These barriers can feel insurmountable, particularly for underprivileged youth who often face the brunt of these financial constraints, leaving them feeling left behind in their pursuit of employment opportunities.

"We're here to say that your current circumstances don't determine your future,” McPherson added.

“Consider the CEO of McDonald's, who started with 20-hour-per-week shifts and rose to become the Australian CEO. At IDEAL Placements, we don't merely place individuals in jobs; we work with them to shape their desired future."

McPherson encouraged attendees to focus on their forward journey, stating, "Your first job is just the beginning. You can chart your own course. The key is to start, work diligently, and demonstrate initiative."

He also highlighted the importance of small local businesses in the community, citing their willingness to hire trainees and individuals with disabilities, leading to enriched workplaces and higher profits due to reduced turnover. The Chamber of Commerce has thrown its support behind the jobs fair, recognising the potential to bridge workforce gaps among its members.

The Mackay Jobs Fair is not just an event; it's a platform for individuals to take the first step towards their desired future while fostering community growth and prosperity.

So mark your calendars for October 10th at CQUniversity Sydney Street campus and join us at the Mackay Jobs Fair, where opportunities await, and your future begins.

POSITIONS VACANT

Some of the jobs available at the jobs fair include:

House Keeper

Bar and Gaming Attendant

Hospitality Duty Manager

Painters

Blasters

Boilermakers

Scaffolders

Riggers

Trade Assistants

Forklift Operators

Trainee Freight Officer

Drivers – All License Classes

Supermarket Roles – Various Roles Across Many Stores

Diesel Fitters

Trade Apprentices

Storepeople

Office Administrators

Support Workers – Various Roles

Fast Food Opportunities

Graduate Accountant

Trainee Accountant

Receptionist and Assistant

Labourers – Parks and Gardens

Manufacturing Assistant

Business Support Officer

Civil Operations Labourer

Machine Operators

Courier Drivers

Food and Beverage

Registered Midwife

Registered Nurses – Surgical, Emergency, Scrub

Nurse Unit Manager

CSSD Assistants

Key Account Manager

Lead Estimator

Financial Planning

Police Liaison Officers

Assistant Watch House Officer

Various Mining, Mill and Manufacturing Positions

Field Technician

Fitters

Tyre Fitters

Wheel Aligners

Sales

Taxi Drivers – Full Time Or Part Time

Costing Clerk

Communication Centre Supervisor

Yardie

Cleaners

Escort Drivers

Blast Crew

Trainee Dump Truck Operators

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124 Night Stay In Home Away From Home

September 28, 2023

Mackay parents Jessica and Cameron Marller have spent 124 nights at Ronald McDonald House Townsville, while their twins, Alexander and William received medical treatment in the Neonatal Intensive Care Unit (NICU) at the Townsville University Hospital.

“Our story begins with a routine check-up with specialist Doctor Watson at Townsville University Hospital on the 16th of December 2022.

“I was 26 weeks and three days pregnant with Monochorionic (MCDA) identical twin boys,” Jessica said.

“The ultrasound revealed that Twin A had Intrauterine growth restriction and I also had a shortened cervix.”

Jessica was admitted to hospital, expecting a few nights stay, but another surprise was underway.

“I spent Friday night in the hospital, then on Saturday morning at 4 am, Twin A's water broke much to my surprise.

“We thought it was ‘go time’, but Doctors were able to slow it down, so I could get two steroid shots to further the twin's lung development,” Jessica said.

Jessica had another ultrasound on Sunday and was asked if she was ready to deliver the babies that day.

“Things had progressed, and concern was growing for Twin A. I was open to the idea and only wanted the best possible outcome for the babies and myself,” Jessica said.

“I was whisked away to get an emergency c-section. The twins were born at 10:30 am and 10:32 am that day.”

Immediately after the birth, the twins were admitted into the NICU due to their extreme prematurity, however four days later, Twin A, Alexander needed bowel surgery, due to Necrotizing enterocolitis (NEC).

“This was a harrowing experience for my husband and me,” Jessica reflected.

“He would need a stoma bag which was eventually reversed before we came home.

“This was the start of our journey through NICU and then eventually the Special Care Unit at the hospital.”

Ronald McDonald House Townsville opened their doors to the couple, while their twins remained in the NICU.

“It was nice to have our own room and shared kitchen to prepare food.

“Also, the open pantry and fridge with readymade meals were a godsend when we were too exhausted to cook.”

“We met lots of people during our 124-night stay at Ronald McDonald House. It was nice to talk to other parents who had bubs up at the hospital and support each other along the way.

The family returned to Mackay in April, after staying at the Ronald McDonald House for 124 nights.

“Our boys Alexander and William are doing well and growing every day,” Jessica updated.

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Cameron, Jessica, Alexander and William, in NICU in Townsville University Hospital

Going home after 124 nights. Photos supplied

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Property Point

September 28, 2023

In a world over-powered by opinionated ignorance and blemished by virtue signalling, the issue of coal stands out as a beacon of frustration and absurdity.

If you want to get a good taste of it, tune in to an ABC news or current affairs program and listen to the discussion about the demise of coal.

Opinions are strong, dogmatic and uncompromising. Unfortunately, they also misrepresent the facts and fail to give a true picture of what is happening.

Listen to the discussion and you will learn that coal is finished, that the jobs are about to disappear and that communities like Mackay are doomed.

The problem is that in the world of the commentariat, no one seems to know the difference between thermal coal and metallurgical coal.

Thermal coal is used to fire up power plants and, yes, there is a big push in Australia and elsewhere in the Western world to put a stop to it.

However, something like 80 per cent of the coal produced in our region, the Bowen Basin, is metallurgical (or coking) coal, which is used to produce steel.

And that is going to be the case for a long time, which is good for businesses and, by extension, real estate, in our city.

We are certainly diversifying in what we do in this region but our steel-making coal is in big demand and that’s not expected to change any time soon.

I quote from BMA’s most-recent annual report: “We are continuing to focus our metallurgical coal operations in Queensland on higher-quality product and have one of the lowest GHG emission production intensities of benchmarked export metallurgical coal mines.

“We believe a wholesale shift away from blast furnace steel making , which uses metallurgical coal, is still decades in the future and as a result metallurgical coal will remain an essential input into the steel-making process and a critical input to support decarbonisation infrastructure over the coming decades.

“We believe higher-quality coals for steelmaking have greater potential upside for quality premiums as steelmakers seek to improve blast furnace utilisation and reduce GHG emission intensity  of production.”

Our region is diversifying and looking to be part of the renewable energy push by using our engineering and manufacturing expertise. It’s what we need to do to grow and evolve.

But our governments and leaders and media need to get better at explaining that we produce and export primarily steel-making coal and that stuff is different to the evil thermal stuff that the commentariat is so obsessed with.

The future of our economy and, by extension, our real estate sector, looks good but it’s time we started shouting that from the rooftops. Because it’s true and a dose of the truth would be a good thing.

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Community - A Sense Of Belonging

September 28, 2023
OPINION PIECE

As this term of council is nearing the end, I thought it would be good to reflect on community and what that means for me as a person and as an elected representative.

As a person, belonging in community improves my motivation, health and happiness. Being involved in community enhances my value in life. Making meaningful relationships with people and genuinely caring about people and their wellbeing is important to me.

I enjoy building close relationships with others and I find deep satisfaction in working hard with people to achieve a goal. I believe that my authenticity allows me to build long-lasting connections that foster trust and confidence. I look for the raw potential in people and actively invest in their development. Encouragement helps me and others to learn, grow and improve. I have certain core values that are unchanging and out of these values emerges a defined purpose for life.

As a councillor, I love working with community organisations to help them achieve their goals and aspirations. Building trust and being respectful to others helps ensure a cohesive group of people can deliver on the purpose of that organisation.  Ensuring that everyone in the group can be heard, and genuinely value what people have to say, enables the group to be progressive.  When you are part of a group, club or organisation, you strengthen your sense of belonging – not just in the group, but in the wider community.

I truly appreciate the work that all our community volunteers undertake daily.  I am fortunate to attend many different meetings throughout the year and it never ceases to amaze me the amount of time, commitment and passion volunteers invest in their organisation. I do get disheartened when the organisers of groups are sometimes under attack from other members of the group. We must not allow this sort of behaviour to become the norm. Yes, different opinions are good, however, it is how you voice those opinions that really matters.

If we are to grow and develop as a community, we must call out this sort of behaviour and encourage and support the people who are genuinely there with purpose and passion.

Cr Karen May

Deputy Mayor

Mackay Regional Council

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Play And Peaceful Parenting For Cheeky Little Monkeys

September 28, 2023

In the heart of Mackay, nestled on Level 1 of Canelands Shopping Centre, parents have discovered a haven where their little ones can play, explore, and unleash their boundless energy. Say hello to Cheeky Little Monkeys Play Centre, the ultimate destination for children under 5.

This fully enclosed, safe play space has become a cherished haven for parents seeking a respite from the hustle and bustle of daily life. From as little as $6 for under-1s and $10 for 1-5-year-olds, parents can sit back and relax in the seated area while their tiny tots embark on grand adventures amid fun equipment and soft mats. Additional children over 1 are only $8. One of the most delightful aspects of Cheeky Little Monkeys is that it offers unlimited playtime. This accessible pricing makes it a go-to destination for families seeking quality entertainment without breaking the bank.

The entire play centre is cleaned regularly, ensuring a hygienic environment, and it's perpetually supervised by attentive child minders. Here, every safety measure is in place to offer parents peace of mind.

One of the main attractions at Cheeky Little Monkeys is the big ball pit, where kids can immerse themselves in a world of colourful balls, laughter, and endless fun. While the little ones literally have a ball, parents can treat themselves to a comforting coffee and put their feet up, all within arm's reach of the play area.

But Cheeky Little Monkeys goes beyond just playtime. If parents need some uninterrupted hours to run errands or do their shopping, the play centre offers four creche spots per hour for an hourly child-minding fee. During this time, experienced staff members take care of your child, while you enjoy some guilt-free shopping and dining within the shopping centre.

For those looking to celebrate a special occasion, Cheeky Little Monkeys can be exclusively booked for birthday parties. Imagine a stress-free birthday celebration where children play in a secure, immaculate environment, while adults either join in the festivities or simply relax and watch the magic unfold.

Mackay Life Editor, Amanda Wright, attests to the invaluable nature of Cheeky Little Monkeys' creche services.

"Finding daycare in Mackay is exceptionally challenging," Amanda remarked.

"When I need a few hours to meet with clients or conduct interviews, I schedule them into a two or three-hour block at Canelands. This allows me to get essential work done uninterrupted, knowing that my son is in safe hands and enjoying himself.

“The staff there are fantastic with children, and it's a great feeling to return to a smiling baby!"

Cheeky Little Monkeys Play Centre isn't just a place for play; it's a sanctuary for parents and a source of joy for children, where the essence of childhood is celebrated every day.

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Photo credit: Amanda Wright

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Don’t Think About That Run, Just Do It

September 28, 2023

What do you get when you cross a hockey player, a 6-time marathon runner and a bloke who loves mowing his yard?

You get me.

That’s right, I do all those things and I’m here to tell you all about it.

Two weeks ago, I was in Sydney doing another marathon run through the streets of Australia’s greatest city, and I am pleased to tell you that I finished and feel terrific for doing it. I’ve had plenty of people asking how it all went, times, injuries and anything else. I can say all is great and I feel good.

They were saying there was a heat wave going on at the same time with temperatures reaching 35 most days, but hey, we’re used to it up here. Thing was, there was not the million percent humidity to deal with that we get up here each summer.

I did the same time as last year and that was what I was hoping for all along, so for that I am grateful. The eventual winner bloke did the 42km run in just over 2 hours, while the first female was just over 2 hrs 20 minutes which is just insane.

There were over 13,000 runners doing the same thing last Sunday, some faster and some slower than me, but you know what? We all had the finish line in mind as we were running around like crazy people in a city that doesn’t slow down at all.

As this is the off season of our hockey sport in Mackay, this is a great opportunity to get more active but doing more running around Mackay after work. The other day I ran 10k just for something to do, and another 5k last Monday just because I wanted to feel sand between my toes at Town Beach.

How lucky are we to live up here and be able to run and get active in such a spectacular place? Lucky as ever I reckon.

If you’re thinking of taking up running as something to do, just do it. Get off the couch, put the TV remote down and stop eating donuts. Your body will thank you for it.

The last few weeks have given me the opportunity to get the lawn mower out and get the backyard tidy after my trip away. There were more leaves to cut than there is grass, but that’s springtime I reckon. Best time of the year.

There could be more things to do over the next few months before Xmas, and one of them is festive decorations buying with my daughter. I’m heading out this weekend with her, so wish me luck. If you see a bloke with a perplexed look on his face holding what looks like boxes of Xmas decorations, say hello to me and buy me a coffee. I’ll need one I reckon.

You can join Rob Kidd from 5am weekday mornings on 4MK 1026 AM in Mackay and Proserpine, 91.5FM in Airlie Beach or just ask your smart speaker to play 4MK on iHeartRadio!

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CRUISE ON STRIKE

September 21, 2023

Marine Workers Strike For Fairer Pay

For the second week in a row, marine staff from Cruise Whitsundays are on strike and, while their right to protest is acknowledged, many are frustrated that their behaviour has disrupted countless travel plans during the busy school holiday period.

Three vessels are unable to operate, multiple subsidiary local businesses and suppliers have been impacted and workers commuting to nearby resort islands have been unable to transit.

The strike is expected to last for seven days, for the school holiday period, impacting holiday plans for thousands of holiday makers and possibly the overall reputation of the Whitsundays as a holiday destination.

Frustrated marine workers are striking once again this week to demand fairer pay, requesting a 30 per cent wage increase to align with “industry standards”.

Meanwhile, the marine company they work for is scrabbling to accommodate disgruntled tourists and manage disrupted ferry timetables during one of the busiest weeks of the year.

Timed to cause maximum impact during a busy school holiday period, there is no doubt the workers have made their point, but their actions in causing such significant disruption to many innocent holiday-maker’s plans is sitting uneasily with many members of the community.

The initial protest began last Friday morning when about 30 Cruise Whitsundays staff members held a peaceful picket line at the marine terminal.

A representative, who requested to stay anonymous, said that the motivations for the strike are a last resort at the end of a long battle to ask for fairer pay.

“The right of the employees to negotiate a different agreement has been refused time and time again,” they said.

“They left us no choice but to engage with the maritime union and with the fair work commission.

“A lot of workers are literally one cent above minimum wage – they’ve had a year to get on the negotiation table and they’ve put us less than a dollar up.”

Meanwhile, Adam Hosie, Cruise Whitsundays General Manager said that since July 2022 they have implemented pay increases totalling six per cent and have now proposed an immediate further average increase of over five per cent and higher for those with longer tenure.

“The new wage offer, which was proposed to take immediate effect, would see crew pay rates between 4.8 per cent to 44.4 per cent above award, depending on their position, skill level, and tenure,” he explained.

A meeting between Cruise Whitsundays and the Maritime Union of Australia (MUA) took place on Monday, but no resolution was reached.

“Workers left the meeting in bewilderment at a pay offer from the company that amounted to between $1 and $1.50 per hour for a small percentage of staff,” said MUA Queensland Branch Secretary, Jason Miners.

“The company’s offer is completely unacceptable, an unfair and indefensible position, so we have no choice but to take further industrial action,” he said.

Protestors also allege that the Current Enterprise Agreement expired in March 2022 and that Cruise Whitsundays are refusing to negotiate reasonable terms on any matters.

In response, Cruise Whitsundays says it acknowledges it has reached “its nominal expiry date” but contests that “the agreement continues to apply until a new agreement comes into effect”.

They also state that “over the course of these negotiations, Cruise Whitsundays has put forward multiple proposals for review by our Bargaining Committee and MUA representatives”.

“We have agreed to and resolved almost all matters presented, however we have not received any reasonable or sustainable wage proposals for review. Despite invitations for feedback from the MUA, we have not received any,” said Mr Hosie.

The biggest point of contention for protestors, however, is their perceived rate of pay compared to other marine staff operating similar tours in the same area.

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Cruise Whitsundays’ marine workers protesting outside the terminal on Friday last week. Photo credit: Rachael Smith

An unusually quiet Cruise Whitsundays terminal that would normally be a hive of activity over the busy school holiday period. Photo credit: Rachael Smith

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Holiday Plans Disrupted

“We are over at South Whitehaven Beach every day and SeaLink and Cruise Whitsunday are doing exactly the same thing, except there is a 30 per cent disparity in wages between the vessels across the board,” said the anonymous protestor.

“At least match SeaLink – come to industry standard, we are not asking for millions - for them to be able to afford to pay us properly it will be a dollar and a half to $13 extra on different tickets. We’ve done the maths, and it will mean putting the ticket price to Whitehaven up by just $7.50.”

Cruise Whitsundays alleges that despite repeated requests, the MUA is yet to produce any supporting documentation that demonstrates this claim.

The company also states that a 30 per cent increase is unsustainable for the business.

“The MUA claims a "30 per cent disparity in wages" between Cruise Whitsundays and other workers in the same industry but has provided no data or wage comparisons to other local businesses with Marine Tourism as their core business,” said Mr Hosie.

“While Cruise Whitsundays has continued to negotiate in good faith, presenting fair and sustainable offers, the MUA is steadfast in demanding an uplift of 30 per cent in pay rates across the board. “

Mr Hosie also asserts that increasing ticket prices does not directly correlate to wage increases.

“These ticket price calculations have been discussed with MUA officials and it was agreed that a number of factors had been overlooked in the calculations, resulting in significantly substantial increases being required to cover the requested wage increases,” he said.

In regard to accusations that staff are only being paid “literally one cent above minimum wage”, Cruise Whitsundays stated that “this as a result of current negotiation of pay rates being underway, and increases to our lowest level roles were applied from 1 July 2023 to ensure that everyone is paid at or above award until the new rates would take effect.  

“Subsequent discussions have seen agreement on a rates calculation that achieves well above award rates,” explains Mr Hosie.

While both parties are looking for a swift and positive outcome, it seems they remain poles apart in terms of what they are able or willing to agree to.

“Although only a minority of our staff are taking protected action, all of our staff are feeling the effects,” said Mr Hosie.

“From the Reservations team who must call and disappoint our guests, to the catering team who are unsure how to plan for the coming weeks, to the marine staff who are happy to accept the fair proposal and get on with their jobs, everyone is affected.

“Additionally, we are also mindful of the many local suppliers who rely on the consistent weekly work that Cruise Whitsundays provides.”

Rick Hamilton, CEO of Tourism Whitsundays said he deeply regrets the timing of the strike during the school holidays, when our beautiful Whitsundays are at their prime.

“It's disheartening to see this disruption during such a busy time, with many of our operators running at capacity,” he said.

“The Whitsundays have been thriving with 90 per cent occupancy and it's disappointing that this action has coincided with a time when guests had planned to make the most of their Whitsundays experience.”

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Hundreds of families can no longer enjoy a day out on Whitehaven Beach with Cruise Whitsundays because of the strike. Photo credit: supplied

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Editor's Note

September 21, 2023

Hi Everyone,

What a week for local breaking news!

To write the front-page story this week we’ve had lengthy conversations with both parties, in an effort to present a fair and impartial story.

On Friday last week I sat down with some of the workers from Cruise Whitsundays who are now in the midst of what is expected to be a lengthy strike to demand fairer pay.

This week, I have also had several conversations with Cruise Whitsundays who are understandably devastated by the actions of their workers.

For the full story, please read pages three and six.

While I will always defend people’s right to peacefully protest on matters that are important to them, I strongly disagree when these actions impact on other innocent people.

This week, thousands of holidaymakers have had their travel plans cancelled and, with other tours fully booked over this busy school-holiday period, many have been unable to re-book an alternative.

This means hundreds of families have come to the Whitsundays but are unable to see our beautiful islands.

Meanwhile, reports are flooding in that the workers who are on strike have been ‘protesting’ by drinking at a local pub wearing their campaign t-shirts.

I’ll let you come to your own conclusions on what you think about this.

In other big news, we have also decided to tackle the contentious issue of The Voice this week.

Thank you to all our contributors.

When putting this feature together, we contacted several First Nations People asking for their views but unfortunately time was not on our side, and we were unable to get the full representation we were hoping for.

We would, however, like to thank Peter Santos for his comments.

Rach

Quote of the Week: “Everything can be taken from a man but one thing: the last of the human freedoms – to choose one’s attitude in any given set of circumstances” (Victor Frankl)

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Work Boost For Local Youth

September 21, 2023

Although Scott Lynch’s job is all about equipping Whitsunday youth with the necessary tools to achieve their employment goals, he is always excited when a participant comes to him with an update of success, especially one with such a fairy-tale ending.

Scott runs the Get Set For Work Program, operating through PCYC Whitsundays, equipping 15 to 19 year-olds with skills, qualifications, confidence and support to find employment that aligns with their talents and skills, after leaving school.

It was here he was introduced to Xannon Smoothy.

At only 15 years old, Xannon was disenfranchised with his employment prospects, having deemed himself not able to finish high school and not good enough for real work.

“When I met him, he told me he wanted to return to school but was upset because he didn’t think he could,” explained Scott.

“He told me he’d like to be a tradesman, but he felt that because of his age and the fact that he was expelled from school would really hurt his chances, like it was some faraway dream.

“But it was obvious to me that Xannon was special, he had something in him, and we knew he would go far.”

Completing the 10-week program, Xannon immediately got employment at Mitre 10, on the floor helping tradies as they came into the store.

“But before that,” Scott said.

“I approached Tim Murphy, from TM Constructions.

“Tim had an apprenticeship going, and I wanted to put Xannon forward, but Tim was concerned as Xannon was only 15 and didn’t have a license yet.”

However, it wasn’t long before Tim wandered into Mitre 10 and met Xannon by chance.

This one encounter impressed him so much that he offered him a job.

“Xannon was the only kid to come up and ask if I needed a hand,” Tim explained.

“He’ll get to work and if there isn’t anything, he’ll grab a broom and sweep; that is something near impossible to teach anyone.

“He’s impressive, and he’s fit right in with the other boys.

“Xannon has great work ethic. Yes, he doesn’t have a license yet, and he’s got to build some muscle, but he’s willing to give anything a go.”

For Xannon, receiving this apprenticeship has meant a lot to him.

“This is something I’ve wanted for a while now; I’ve always found it interesting,” he said.

“The program helped me a lot. At first, I wasn’t sure, but it turns it, I was wrong.”

Scott knew it wouldn’t be long before a tradie saw Xannon’s potential.

Xannon was only with Mitre 10 for one month before Tim walked in the door with an offer.

“It was such a huge moment when Xannon rang us about the apprenticeship, and it was made extra brilliant by the fact it was with Tim.

“He’s just such a deserving kid, and it’s a remarkable story.”

Even Sergeant Billy Li, Youth Club Manager of the PCYC, recognised Xannon’s potential, offering him a leadership training opportunity.

“Unfortunately, he turned that down, but it’s been great to see him succeed,” Sgt Billy said.

For Scott, his participants have gone into marine trades, mechanic apprenticeships, and carpentry, with other participants returning to school.

To learn more about Get Set For Work, contact PCYC Whitsundays Club on (07) 4948 1144 or whitsunday@pcyc.org.au

Get Set for Work is one of eight programs that make up the Queensland Government’s Skilling Queenslanders for Work initiative.

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Sergeant Billy Li, Scott Lynch, Xannon Smoothy, and Tim Murphy. Photo credit: Bronte Hodge

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Airlie Beach Takes Home Silver At Australia’s Top Tourism Town Awards

September 21, 2023

Residents and tourism operators in Airlie Beach are celebrating this week following news that our local holiday town received the silver accolade in the Top Small Tourism Town category.

The Australian Top Tourism Town Awards were held in Canberra and Federal Member for Dawson Andrew Willcox attended the event along with Whitsunday Tourism representative, Aimee Cameron.

Presented by the Australian Tourism Industry Council (ATIC), the annual Awards program recognises and celebrates Australia’s best holiday destinations and honours communities across the country who demonstrate a commitment to visitor excellence.

Airlie Beach was successful at state level which enabled it to move through to the national awards.

Bowen was also nominated in the highly competitive Top Tourism Town State Awards due to the size of its population, but unfortunately did not win this year.

Tourism Whitsundays Chief Executive Officer, Rick Hamilton stated that being awarded silver confirms Airlie Beach is a world-class destination loved by Australians and is the perfect overseas destination, right on our doorstep!

“The Whitsundays is the most tourism-reliant region in Queensland with one in three jobs directly related to tourism. Winning silver in the Small Tourism Town category in the Australian Top Tourism Town Awards shows that Airlie Beach punches well above its weight.”

“Being recognised at a state level was a massive achievement for the region and our tourism operators. Being honoured at a national level as the runner-up Top Small Tourism Town in Australia is outstanding,” Mr Hamilton said.

These awards are an opportunity for state finalists to showcase their local towns to a panel of judges and have their town promoted on a national stage.

Regional Tourism Organisations, Local Tourism Organisations, and Councils in conjunction with accredited Visitor Information Centres submitted a state award submission in early 2023, with results announced in June.

Whitsunday Regional Council Mayor, Julie Hall said the award was excellent news for Airlie Beach and the broader Whitsunday region.

“Tourism is one of the three key pillars for our regional economy, and being awarded silver in the national awards is just a reward for the resilience and passion of our tourist operators and the leadership shown by Tourism Whitsundays (TW).

“Council are proud to be the major funding supporter for TW and look forward to partnering with them to continue promoting our Whitsunday region as one of Australia’s top tourism destinations.”

“This is not only recognition for Airlie Beach as one of Australia's best Small Tourism Town 2023 but also for Proserpine, Bowen, Collinsville, our islands and everywhere in between who all offer such a diverse range of visitor experiences,” she said.

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Federal Member for Dawson Andrew Willcox and Whitsunday Tourism representative, Aimee Cameron attended Australia’s Top Tourism Town Awards in Canberra last week. Photo supplied.

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Special Day Welcomes New Citizens

September 21, 2023

Citizenship Day was celebrated in style last week thanks to a special event hosted by Whitsunday Regional Council.

During the ceremony, a total of 35 conferees from 17 countries, including New Zealand, Philippines, Scotland, Spain, Turkey, Malaysia, South Africa, Italy, and Zimbabwe became Australian citizens.

The ceremony was held on Thursday, September 14 at the Reef Gateway Hotel in Cannonvale and is a key event in the Citizenship Day celebrations.

Mayor Julie Hall said the ceremony is one of hundreds of ceremonies taking place across Australia that will see thousands of people officially become new citizens on or around Australian Citizenship Day.

“Australian Citizenship Day is an opportunity for all Australians, whether by birth or by choice, to reflect on and celebrate what’s great about being Australian,” Mayor Hall said.

“Australian Citizenship Day provides an occasion for individuals, schools, and community organisations to reflect on the contributions of citizens to our local communities.

“I encourage everyone in the Whitsundays to reflect on and affirm their Australian citizenship today as we warmly welcome our newest citizens.”

Lisa Dunn from Zimbabwe was one of the people awarded her citizenship at the ceremony and she said that after 10 years living in the country, her and her husband were thrilled to make it official.

“We moved to Australia 10 years ago, we have two children who were born here, a home, businesses – so it was a relief to finally get it done!” said Lisa.

“The ceremony was beautiful, they did such a wonderful job and made us feel really welcome.

“We love living in Australia and it is such a privilege to become part of this society.”

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Mayor Julie Hall welcomes 35 new citizens from 17 countries

A special green and yellow cake was shared by everyone as part of the special day. Photo supplied

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The Voice

September 21, 2023

An Open Conversation

Andrew Willcox

Federal Member For Dawson

How do you think The Voice could benefit the country?

This is a really difficult question to answer because we know nothing about it yet. What would have been much fairer is if The Voice was legislated and all the details were provided, then Australians could make an informed decision as to whether they wanted it enshrined in our constitution.

One of the main issues with The Voice is that there have been no details provided on how it will work. Currently, we do not know what powers The Voice will have and who will hold that power.

What do you see as the negatives involved with implementing The Voice?

Australians are being asked to make a major change to the Australian constitution with little to no detail, and I believe The Voice will be legally risky and permanent.

I am fundamentally opposed to dividing Australia on the basis of race. I believe all Australians are equal and should be treated as such.

On a local level, how do you envision The Voice will impact the community?

I’m concerned, I’m already seeing this issue dividing my community.

I think that there will be very little advantages to my local constituents as this is a Canberra based Voice, and I believe the last thing we need is another layer of bureaucracy.

If you don’t agree with The Voice, what do you think could be a better solution?

I believe we should be coming up with solutions and programs for all our disadvantaged and marginalised Australians, and this should not be based on race, gender, or religion. Or anything else for that matter, our Australian anthem states we are one and free.

Do you think the current system is working? How have you seen it develop and evolve over the years?

I don’t believe the current system is working and that’s because its being led by Bureaucrats based in big cities. The money is being chewed up before it even gets to the people in rural and regional areas who need it the most.

Anything else you would like to add?

I believe before any changes are made an audit should be done on all existing Aboriginal and Torres Strait Islander programs to identify the successes and failures so we can move forward, we don’t need a bigger bureaucracy, we need a better bureaucracy.

I understand that this will be an emotional topic for many people, and I would request that everybody please be respectful to one another, after all we are all Australians.

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Deb Barrow

Yes 23 Coordinator

How do you think The Voice could benefit the country?

An Indigenous Voice to Parliament will result in meaningful, targeted improvements in the areas of health, education, housing and employment for First Nations peoples.

The Uluru Statement from the Heart - based on years of consultations with First Nations communities - asked first for a representative Voice to parliament which would advise parliament on strategies and programs needed to address the issues specific to First nations peoples, and secondly that non Indigenous people walk with them to achieve better outcomes for current and future generations of Indigenous peoples.

This can only be a unifying show of respect and our humanity as a nation.

What do you see as the negatives involved with implementing The Voice?

If parliament works with good will to implement the Voice I can see no negatives.

On a local level, how do you envision The Voice will impact the community?

On a day to day basis the Voice will have no impact other than with those to whom its targeted.

What do you think would happen to the country if The Voice doesn't go ahead?

We will lose a once in a generation opportunity to finally recognise First Nations Peoples in the Constitution and to address the inequities experienced by many First Nations Peoples using strategies identified and implemented by them.

Additionally, we will be shamed globally and our reputation as a tolerant and humane country will be tarnished.

What do you think of the current system?

Over the years we have seen programs developed and funded and imposed on communities by bureaucrats and politicians - many well intentioned - which have failed to secure meaningful, practical, positive outcomes because they weren't implemented in partnership or by the people they were designed to help. The definition of stupidity is to do the same thing over and over again, expecting different results. This referendum offers the opportunity for change, a new way of doing things and a chance for First Nations Peoples to design and implement and achieve the outcomes they see as being key.

Anything else you would like to add?

There are parallels between this referendum and the plebiscite to support marriage equality. Again the majority is being asked to make decisions for others. The sky didn't fall in when marriage equality received a resounding yes, and it won't if the Referendum gets up.

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Jess Begun

Founder of Whitsundays Arts Festival

How do you think The Voice could benefit the country?

I believe that by recognising Aboriginal and Torres Strait Islander citizens in our Constitution, as a nation, we acknowledge truthfully our history and can move forward to create a more just and stronger unified nation. To this end by providing a voice constitutionally which cannot be rescinded, we become a more inclusive nation and provide our First Nation citizens the opportunity to have a say in decisions affecting their communities.

What do you see as the negatives involved with implementing The Voice?

Implementation of change is not easy. This change requires not only legislation in how to form the vehicle for “the voice” but requires a change of heart as well as mind.  People are hung up on the logistics and consequences of a yes vote. But simply put the referendum represents a change of heart. The logistics of how future First Nation policies would have to be tackled is complex whether there is a constitutional change or  just a legislative change. The referendum establishes the desire to recognise and give voice. It is a vote from the heart. The complex logistics is in the legislation would be there in any case going forward.

On a local level, how do you envision The Voice will impact the community?

I truly hope that the Whitsunday community will continue to promote the stories of our First Nation residents and provide more opportunities for them to be heard. There was a great response to Aboriginal and Islander content in the 2022 Whitsundays Arts Festival and more opportunities hopefully will be generated in the future. I also hope there will be consultation with our local First Nation residents in the issues affecting them including provision of health care and education. And the introduction of First Nation history, culture, and art practice in our schools would be a wonderful addition although I do applaud local schools that have already shown openness to this happening.

What do you think would happen to the country if The Voice doesn't go ahead?

I fear that it will set back the reconciliation of our nation. Rather than giving a positive heartfelt boost to our respect and appreciation of First Nation culture it will be harder to support the well being of those communities as it can be argued that the majority of Australians do not want change and support for those important issues of recognition, health, and poverty.

What do you think of the current system? How have you seen that develop and evolve over the years?

The current system is haphazard. Although there are now First Nation Parliamentarians their primary role is to represent their constituencies not speak for all Aboriginal and Torres Strait Islanders.

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Peter Santos

First Nation’s People

How do you think The Voice could benefit the country?

We don’t know, we want to see what’s on the other 22 pages first! Who knows what it looks like. There are all these people getting paid 300 grand each for the Yes Campaign – why are they paying non-indigenous people to do the Yes Campaign?

What do you see as the negatives involved with implementing The Voice?

If it comes in, it’s going to open up a can of worms. They’re going to ask where all the money’s gone and a lot of fraud and embezzlement will come out from previous governments. People who are only 1/18 indigenous are given money – why are they getting any money?

What do you wish you knew more about?

I want to know who’s going to be making the decisions – they are saying we’ll have better education, better health, more work – why is this not happening already?

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Reasons To Vote Yes

1.      The Voice Came From Indigenous Peoples, not politicians.

2.      Recognition For Results

The Voice celebrates Indigenous cultures, Australian unity, and makes a difference for future generations.

3.      Better Quality Of Life

The Voice is set to deliver real improvements for Indigenous peoples in life expectancy, infant mortality and health, and education and employment.

4.      Unity

The Voice allows Australia to be reconciled with the past and moves forward for a better future.

5.      Save Money

When the Government listens to the people, we get better outcomes and use funding more effectively.

6.      The Time Is Now

The Time is now to create a great change for the future. Voting no will change nothing.

7.      Practical Advice

The Voice will advise practical steps to improve Indigenous lives, without getting caught up in short-term politics.

8.      Making Government Work Better

The Government will receive better advice and deliver better expectations. The Government will hold veto power. The Voice gives Indigenous peoples a say on issues that affect them.

 

Reasons To Vote No

1.      Legally Risky

The Voice is untested, and unknown.

2.      No Details

No clear details have been outlined about The Voice.

3.      Division

The Voice will divide Australian by race, in law and spirit.

4.      Won’t Help

The Voice risks overlooking the needs of regional and remote indigenous communities.

5.      Wide Scope

The Voice is able to make contributions to all Executive Government departments, agencies, and other bodies, like the Reserve Bank.

6.      Risks Delays In Decision Making

As The Voice’s scope encompasses all Executive Government, it will cause delays in decision making, leading to a dysfunctional government.

7.      What Comes Next?

Legal uncertainty and absence of details leaves unclear implications.

8.      Costly

Funding allocation has not been released.

9.      Permanent

This is a permeant move and cannot be reversed.

10.  There Are Better Ways Forward

The Voice is risky, untested and permenant. This is a rushed and heavy-handed proposal.

 

This information was sourced from the Australian Government Official Referendum Booklet.

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New Graduates Hit The Ground Running

September 21, 2023

Last Friday night was a big night for Term 3 of the PCYC Get Set For Work program, with all participants officially graduating at a special ceremony.

Get Set For Work is a 10 week program for children aged 15 to 19 year-olds who are no longer attending school and undertake the program to attain skills to secure employment at the conclusion of the program.

Scott Lynch, the Get Set For Work program coordinator, was excited to hand the participants their graduation certificate, each successful in gaining invaluable skills and experience throughout the 10 week program.

“I know all four families are very proud of their sons, nephews, and grandsons,” Scott said.

“For a small cohort, they’ve more than punched above their weight and exceeded expectations.”

Zaine van Poelgeest was a “quiet achiever” and is looking forward to beginning his career in the marine trade, with a position likely with a major marine operator.

Oliver Wheway was successful with achieving a job interview with Big W, with a promotion already on the cards, however he is excited to continue his studies in IT and Cyber Security, with the ultimate goal to work in military cyber security.

“It has been an absolute pleasure to see you excel, Ollie,” Scott said.

Ethan O’Gradey was successful with securing employment with Big W, however he has his eyes set on a carpentry apprenticeship and pursuing UFC when he can.

“Ethan has a real promising future ahead to him,” Scott said.

Tristian Beaumont now has a probationary trial with Cruise Whitsundays and is looking to pursue a mechanical apprenticeship in the long run.

“Tristy has been the biggest improver on the program, with a lot of hard work and effort,” Scott said.

To learn more about Get Set For Work, contact PCYC Whitsundays, (07) 4948 1144 or whitsunday@pcyc.org.au

Get Set for Work is one of eight programs that make up the Queensland Government’s Skilling Queenslanders for Work initiative.

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Sergeant Billy Li, Zaine van Poelgeest, Scott Lynch, Tristian Beaumont, Ethan O’Gradey, Oliver Wheway, and Declan Coull. Photo Credit: Bronte Hodge

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Senior Connect

September 21, 2023

Aligned with Seniors Month, Whitsunday Regional Council Libraries are holding a series of innovative workshops, to help older locals with their digital literacy.

Not limited in their scope, the workshops will explore handling personal devices, managing online banking and online business, and how to use My Community Directory to build community relationships.

Beginning in the second week of October, the workshops each have one weekly session for three weeks.

Bookings are essential so contact your local library to reserve a seat.

Bowen: 4761 3670

Cannonvale: 4846 9400

Collinsville: 4785 5366

Proserpine: 4945 0275

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Are You Retirement Ready?

September 21, 2023

Are you in the later stages of your working life?  

Starting to think of ‘pulling the pin’?  

If so, you should start assessing whether you are ‘retirement ready’.  

This means being financially ready as well as emotionally ready.

After 40 odd years of work, it’s a massive change to your psyche and daily routine to retire.  

The regular rhythm of getting up and going to work is gone and you need to occupy your days, weeks, months, and years.  

Have you started to develop a range of interests outside of work?  

It’s better to start getting into different things before you retire so you’ll have time to try different things and your mind has time to accept that this is what you’ll be doing more of in retirement.  

These interests could be sporting, social, clubs, volunteering, helping the kids and grandkids.  

Even in small towns, there are lots of opportunities to pursue things that you’ve always liked, even if you’ve never tried them before because you were too busy working.  

In our experience, moving gradually into retirement by going from full time to part time work can help make a smoother transition mentally.  

The super system is set up to help with this and you can access your super while still working.

Being financially ready for retirement means getting some answers to the big questions.  

Do we have enough cash, super or investments to fund the lifestyle we want in retirement?  

How much will we need for our day-to-day expenses and how much can we allow for fun money for what we want to do on top of that?  

What are the rules for accessing your super, making top up contributions from the sale of assets and how does Age Pension really work?

How does investing really work?  

What do they really mean by risk with investments and how can we minimise risk in retirement?

If you’re planning on selling a business to help fund your retirement, are you prepared for that?  

Have you consulted with your accountant and a Business Broker and got your figures and the business in a tidy position for sale?  

These things can take a few years if done properly.  

Is your estimate of the business value achievable and when combined with your passive investments, how does your overall pot look and will it provide the sort of income you’ll need to fund your planned lifestyle?

Retirement is a huge milestone in life and the better prepared you are the smoother it will go.  

Come in and have a chat to see if you’re on track.

If you think you could benefit from a discussion with a Financial Planner, give us a call.  

There’s no obligation, the first meeting is free, and all fees are spelled out clearly in advance.  

If you’re not sure, try our Financial Fitness Survey on our website at www.eclipsefp.com.au as it’s a simple free tool to help assess your financial strength.

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