The Festive Season is here, and it’s got a familiar rhythm. That frenzy of activity as we try to get work and family organized in the lead up, and then the beautiful relax as we kick back for a well-deserved break with family and friends.
With most having at least a week off and starting to slow down over Xmas, our thoughts often turn to reflecting on the last 12 months as we come to the big reset that is New Year’s Eve. It’s a good time to look backwards and reflect but also to look forwards and plan, when our mind has had Xmas to wind down from the daily grind and we can think clearly.
The trick with those New Years resolutions is to actually follow them through. We go back to work and progressively get wound back up and all those resolutions get steamrolled by ‘life’. The key is to do something small and quick before it’s too late.
They say a journey of a thousand miles starts with one step. The smaller that first step the better. If you want to get fitter, call the Personal Trainer or gym and book that first trial session. If you want to play sport, drop down to that first training session. Just starting creates momentum as you meet people, and that connection helps build on your internal commitment to coming back.
If you want to change something financially, book that first meeting with your financial planner, accountant, or mortgage broker. If you plan on doing some research prior to the meeting, book the appointment first. Once you’ve made that first appointment you’re committed. You will still have time before that appointment to read through their website and do your research.
Plan your retirement, review your protection strategy on your super pension, minimize your tax, reduce your loan interest, get fitter, build your social network. We all know we should do these sorts of things.
One of the many things Covid has taught us is not to take for granted what we have. You never know when it could be taken away or severely affected by global factors out of your control.
Make 2023 the year you make that move.
If you’d like an obligation free review of your financial situation, call us for an appointment today.