
OP-ED by Federal Member For Dawson Andrew Willcox Every Australian family sitting around the kitchen table knows the reality, our standard of living is under severe pressure. Since the Albanese Labor government took office, Australians have experienced some of the steepest declines in living standards in the developed world. With national debt fast approaching $1 trillion and structural budget deficits locked in for a decade, Labor is spending more and taxing more, while households are forced to get by with less. The challenge facing our nation is not just identifying these economic headwinds; it is putting forward a clear, constructive alternative. That’s why I’m often asked, what a Coalition government would do differently to steer the country back on track. The answer lies in structural economic reform that rewards hard work, protects aspiration, and respects the money you earn. At the heart of our plan is a landmark policy designed to end secret tax hikes, the Tax Back Guarantee. Under the current system, when your wages rise to keep pace with inflation, you can easily be pushed into a higher tax bracket. This process, known as "bracket creep," allows the government to collect higher tax revenues every year without ever having to pass a law. It penalises workers for simply trying to keep up with the rising cost of groceries, rent, and power bills. It equally penalises businesses, too. Employers feel a genuine responsibility to increase wages so their workers can afford to live, yet these rising expenses drive up business overheads at a time when everyone is struggling to swim against a tide of high inflation fuelled by the Albanese Labor Government. The Coalition will fix this by permanently indexing income tax thresholds to inflation. Starting in the 2028-29 financial year, we will index the bottom two income tax thresholds, a measure that will protect approximately 85 per cent of Australian income earners. By year three, that relief would climb to $1,200 a year: providing a substantial, ongoing boost to household budgets when families need it most. From the 2031-32 financial year, we will extend this indexation to the top two thresholds, ensuring that no Australian is penalised with higher taxes simply because of inflation. This is a fair, simple, and honest reform. It forces the government to live within its means rather than relying on inflation to balance the budget. True economic recovery also requires us to scrap this new suite of toxic taxes that punish success and stifle investment. The Albanese Labor Government's approach is a direct assault on aspiration. It imposes higher taxes on housing, savings, investments, and small businesses. This includes a 30 per cent tax rate on discretionary trusts, which acts as an inheritance tax by stealth on the family structures everyday Australians use to pass assets to their children. This is why a Coalition government will repeal this entire suite of toxic taxes. We will reverse changes to negative gearing that restrict housing supply, undo capital gains tax hikes that discourage investment, and protect small businesses from punitive tax structures. Furthermore, we will abolish the Safeguard Mechanism, removing a regulatory burden that inflates building material costs and drives local manufacturing offshore. It is a basic economic reality that when you tax something, you get less of it. If you tax savings, housing, investment, and small business, you get less of all of them. The Coalition wants more aspiration, not less, which is why we will back the hard-working Australians who want to get ahead. By cutting these penalties on success, we are offering a positive, practical plan to restore home ownership, lower national debt, and secure Australia's economic future.
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The Queensland Mining Awards brought together businesses and organisations from across the state’s minerals and energy resources sector, recognising the work being undertaken across an industry that plays a significant role in regional Queensland. Now in its 12th year, the awards provided an opportunity for companies of all sizes, from mining operations to contractors and suppliers, to showcase their achievements and gain recognition from industry peers. The awards covered a broad range of areas across the sector, including productivity, innovation, safety, collaboration, environmental initiatives, and community and staff programs. Winners were announced at a Gala Presentation Dinner held as part of the Queensland Mining & Engineering Exhibition in Mackay in July, bringing industry representatives together to celebrate achievements across Queensland’s resources sector. For businesses operating in regional communities, the awards provided a platform to highlight projects, initiatives and expertise beyond their individual operations. The program also created opportunities for businesses to build connections with industry representatives and decision-makers. As a signature event of the Queensland Mining & Engineering Exhibition, described by organisers as Australia’s largest regional mining exhibition, the awards provided access to an audience of more than 600 industry decision-makers. Entries were assessed through peer judging by senior leaders within the mining industry, allowing projects and initiatives to be considered by people with an understanding of the operational environment in which they were delivered. The Queensland Resources Council was the major event partner, further connecting the awards with Queensland’s broader resources sector. Beyond the awards themselves, finalists and winners gained opportunities for industry exposure, networking and business connections. The program also provided year-round marketing opportunities and national media coverage, helping to highlight achievements within Queensland’s resources industry. For the regions, the awards offered an opportunity to recognise the businesses, workers and organisations contributing to an industry that extends well beyond mine sites. From innovative projects and safety initiatives to environmental, community and staff programs, the categories reflected the range of work taking place across Queensland’s resources sector. The Queensland Mining Awards ultimately provided a forum to acknowledge that contribution, while giving businesses an opportunity to share their achievements with peers and a wider industry audience. Congratulations to all the winners and finalists! Photo source: Shutterstock
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BUMA is known for delivering leading mining and rehabilitation services across Queensland. Beyond its operations, the company is also helping create opportunities in the regional communities where it operates. With a history spanning more than 100 years and as part of the global BUMA International Group, the company works alongside its clients to deliver safe, efficient and sustainable mining solutions while maintaining a strong focus on supporting local communities. One example is BUMA's partnership with PCYC Queensland's Braking the Cycle program in Blackwater. The initiative helps address a challenge faced by many young people in the community: obtaining a driver's licence. Without access to a vehicle, a qualified supervisor or affordable driving lessons, completing the required supervised driving hours can be difficult, limiting access to employment, education and training opportunities. BUMA began supporting the program in 2022 through financial sponsorship. As the partnership evolved, discussions with PCYC Blackwater identified a key barrier to the program's success: a shortage of volunteer driving mentors. In response, BUMA developed a practical workforce-led solution, encouraging employees to become trained mentors and volunteer their time to support local learner drivers. Today, BUMA volunteers continue providing consistent one-on-one supervised driving sessions, helping participants build confidence, develop safe driving habits and work towards obtaining their driver's licence. The BUMA Braking the Cycle driving mentoring initiative was recently recognised as a finalist in the Queensland Mining Awards, held as part of the Queensland Mining and Engineering Exhibition. The recognition highlighted the role industry partnerships and employee volunteering can play in addressing practical challenges in regional communities. For BUMA, the initiative reflects its commitment to creating opportunities and positive outcomes beyond the mine site, with employees using their time and skills to support the communities where they live and work.
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Queensland’s construction industry is set to receive a boost, with 4,500 new apprenticeships to be supported through two programs aimed at addressing skills shortages across the state. The Government has launched the new TradieStart program alongside an extension of the Small Business Apprenticeship Program, with the initiatives expected to support thousands of new construction apprentices. TradieStart will support 2,500 apprenticeships across construction, plumbing, engineering and electrical trades. Eligible small businesses taking on their first apprentice will receive a base payment of $10,000, with an additional $4,000 available where the apprentice is aged over 21. A further $2,000 can be provided when an apprentice is hired from a priority cohort, including veterans, women, people with a disability and Aboriginal and Torres Strait Islander people. Medium and large businesses and Group Training Organisations can also receive $10,000 for employing an apprentice from a priority cohort, with a further $4,000 available for apprentices aged over 21. The Small Business Apprenticeship Program will also be extended to provide wage subsidies for a further 2,000 construction apprenticeships. Minister for Finance, Trade, Employment and Training Ros Bates said the programs would help address workforce shortages while supporting Queensland’s growing construction pipeline. “We’re not just battling a skills crisis, we’re also fighting a Federal Labor Government which seems intent on making things worse,” Minister Bates said. “Queensland construction workers have a golden era in front of them thanks to the Crisafulli Government’s ambitious infrastructure pipeline, and we’re delivering the help businesses need to get more hands on the tools. “Steven Miles’ legacy was a construction skills shortage the size of a Suncorp Stadium crowd and his mates in Canberra don’t seem to understand that we need to back businesses and workers to get things built. “While the Albanese Labor Government continues its cash grab by cutting support for apprentices, the Crisafulli Government is opening doors for Queenslanders keen to get on the tools and backing the businesses that put them on.” Minister for Small and Family Business Steve Minnikin said the programs would provide additional opportunities for Queenslanders considering careers in the trades. "The Small Business Apprenticeship Pilot Program proved incredibly popular, and by extending that initiative while also introducing TradieStart, we’re creating even more opportunities for Queenslanders to pursue a career in the trades and help build our State’s future," Minister Minnikin said. "Small businesses are the backbone of our economy, and these programs will give them the confidence and support they need to take on apprentices, creating jobs and strengthening communities across Queensland." Construction Skills Queensland Chair Sue-Ann Fresneda said the new program would help employers overcome some of the barriers associated with taking on apprentices. "Queensland's construction pipeline presents a generational opportunity for the state but delivering it will depend on our ability to attract, retain and develop the skilled workforce needed to support it," Ms Fresneda said. "TradieStart helps employers invest in the next generation of tradies by reducing barriers to employing apprentices and creating more pathways into meaningful, long-term careers in construction.” For Mackay and regional Queensland, the additional apprenticeship opportunities come as the construction sector continues to require a skilled workforce to support major infrastructure and development projects. Small business owner and KALM Construct Director Calum Moore said financial incentives could make a significant difference to businesses considering taking on an apprentice. “Taking on an apprentice is a big commitment as an employer and without incentives like TradieStart and the Small Business Apprentice Program a lot of small businesses wouldn’t be able to make it happen, financially,” Mr Moore said. “For us, these incentives make taking on an apprentice and giving back to the industry possible and I’d recommend them to other construction business owners."
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Mary-Ellen Kusu Photo supplied: Robert Harris
Two Bowen State High School students are being recognised during NAIDOC Week after earning places in Indigenous university programs, giving the next generation of First Nations students a glimpse of what university can offer.
Queensland Aboriginal and Torres Strait Island Foundation (QATSIF) scholarship recipients Mary-Ellen Kusu and Kenzie Andersen were selected from a competitive field to attend winter schools at Bond University and James Cook University respectively.
"The girls have embraced the opportunity to explore university life,” said Bowen State High School Principal Robert Harris.
“Their willingness to leave home to attend these residential camps reflect their commitment to achieving their future goals.”

Mary-Ellen attended the 2026 National Indigenous Business School at Bond University on the Gold Coast, enabling her ability to develop a career while strengthening her cultural identity.
During this program, she took part in activity pitching ways to improve indigenous inclusion for the 2032 Olympic Games, where her team put together a winning performance.
Kenzie attended the JCU Indigenous Winter Program, participating in lectures and practical health workshops, including CPR, first aid and midwifery simulations. She achieved a perfect score on a nursing assignment, confirming nursing is the career she wants to pursue.

There’s something special about Lake Proserpine.
While the Whitsundays is renowned around the world as the Heart of the Great Barrier Reef, home to 74 tropical islands and soon to host sailing during the Brisbane 2032 Olympic and Paralympic Games, our region also offers incredible experiences beyond the coastline. Lake Proserpine is one of those hidden gems that continues to attract visitors from across Australia and showcase another side of what makes the Whitsundays so special.
Whether you know it as Peter Faust Dam, the home of the famous metre-plus barramundi, or simply as a place to spend quality time with family and friends, Lake Proserpine has become one of our region's premier land-based tourism destinations.
It was fantastic to see so many people at the recent Lake Proserpine Open Day enjoying everything the area has to offer. From fishing and wildlife displays to water safety demonstrations, live music and family activities, it was a wonderful reminder of just how important this destination has become for both our local community and visitors alike.
Over the years, Council has worked alongside partners including Sunwater and local tourism operators to steadily improve the Lake Proserpine precinct. Better facilities, improved access and ongoing investment have transformed it into a destination that encourages visitors to stay longer and explore more of our region. That investment continues, with 20 new powered caravan and camping sites scheduled to come online by the end of September, providing even more opportunities for visitors to enjoy everything this remarkable destination has to offer.
The reopening this year of the free Proserpine RV Park is another welcome milestone. It provides self-contained travellers with a convenient base to discover Proserpine, support local businesses and experience everything from our beautiful hinterland to our world-famous coastline.
Of course, Lake Proserpine has earned an international reputation as the home of the iconic metre barramundi. Anglers travel thousands of kilometres for the opportunity to land one of these incredible fish, making fishing tourism an important contributor to our local economy.
As the world's attention increasingly turns towards the Whitsundays in the lead-up to the 2032 Olympic and Paralympic Games, we have an incredible opportunity to showcase every corner of our region. Visitors may come for our islands and sailing, but they'rediscovering so much more — from Proserpine and Collinsville to Bowen, our hinterland and treasures like Lake Proserpine.
My thanks go to Sunwater, BMA CQ Rescue, community groups, volunteers and everyone who helped make the recent Open Day such a success. Together, we're continuing to build a region that we're proud to call home and one that visitors can't wait to return to.

Club Whitsunday continues to invest in local sport and community
Club Whitsunday is more than a hospitality venue – it is a 100% profit-for-community organisation built on a model that directly reinvests earnings back into local sport and community development across the Whitsundays.
Unlike traditional hospitality businesses, Club Whitsunday is owned by not-for-profit sporting groups, with volunteer directors overseeing operations. Every dollar generated is returned to the community, either through reinvestment into facilities or direct support for local not-for-profit organisations. This structure ensures the Club’s success is measured not only in financial performance, but in community impact.
In 2025 alone, Club Whitsunday contributed more than $120,000 to local not-for-profit clubs through direct contributions and raffle proceeds. In addition to this, the Club is investing more than $100,000 annually into maintaining and upgrading the Whitsunday Sportspark playing fields and courts. This includes comprehensive groundskeeping services and specialised equipment designed to deliver some of the highest-quality playing surfaces in the region.
These investments directly benefit the sporting codes that call Whitsunday Sportspark home, including AFL, cricket, darts, netball, rugby union, soccer, and touch football. Support also extends beyond the main codes to rugby league, fishing, and bowls, as well as broader community organisations such as the Whitsunday Neighbourhood Centre, Australia’s Biggest Morning Tea, Kids Cancer initiatives and MND Deep Freeze fundraising efforts.

Like many regional organisations, Club Whitsunday acknowledges that community clubs face growing pressures, including rising transport and construction costs, wage pressures and increasing regulatory requirements. However, one of the most significant challenges is the decline in volunteer participation.
“People’s lives are busier than ever, and fewer volunteers are available to support the day-to-day running of clubs,” Justin Butler, Club Whitsunday Chairman said. “We help take on many of those operational tasks so committees can focus on delivering the sporting and community outcomes they exist to provide.”
By providing groundskeeping services, operational support and event assistance, Club Whitsunday helps reduce the burden on volunteer committees, ensuring community clubs can continue to thrive even with reduced volunteer capacity.
In partnership with Whitsunday Sportspark Operations and in support of the Whitsunday Regional Council’s new sporting precinct at Brandy Creek, Club Whitsunday sees a future where the region is supported by multiple high-quality facilities.
At its core, Club Whitsunday remains focused on one purpose: investing in people, sport, and community to strengthen the Whitsundays for the long term.

Walkers exploring the exposed rock Photo supplied: Bowen Tourism.
Hundreds of locals and visitors took advantage of this week's exceptionally low tides to make the popular walk from Dalrymple Point to the historic North Head Lighthouse, enjoying one of Bowen's most unique natural attractions.
The walk, only possible when tides fall below 0.2 metres, leads visitors about one kilometre across the exposed seabed to the lighthouse, one of the oldest in North Queensland.

This offers a unique view across Edgecumbe Bay. Along the way, walkers can spot colourful coral, rock pools and an array of marine life revealed by the receding tide.
If you missed out in July, there are still two opportunities to complete the walk, with low tides forecast for August. Walkers should leave well before low tide to allow plenty of time for the return journey.
Low Tides Times:
August 11th - 2.48pm
August 12 - 3.31pm


Kymbellie holding her flowers and award certificate Photo supplied: Kymbellie Butler
Making a difference has never been about recognition for Kymbellie Butler, but her dedication to Bowen's young people and her passion for sharing Aboriginal and Torres Strait Islander culture has earned her the 2026 NAIDOC Community Person of the Year Award.
Presented by the Bowen Girudala Community Cooperative Society, the award recognises people who demonstrate a strong commitment to caring for, protecting and nurturing the Country and cultural values of Aboriginal and Torres Strait Islander peoples.
“It was an incredibly humbling experience,” Kymbellie said.
“Walking up to accept the award in front of our Elders and the wider community was quite nerve-racking, but it was also a moment of immense pride.”
While Bowen wasn't where Kymbellie Butler's story began, it's the place she now calls home. A proud Bundjalung woman from the Byron Bay region, Kym says a difficult childhood shaped her passion for making sure young people have the support and opportunities she once needed herself.
Today, Kym wears many hats across the community, all centred around supporting the next generation. She is a Student Engagement Officer at Bowen State School and, since joining PCYC Bowen last June, has progressed from Activity Facilitator to Community Development Officer and Lead Gymnastics Coach.

In that role, she created safe and welcoming spaces for young people through youth drop-in programs and introduced the Duke of Edinburgh Award to the centre. This is an internationally recognised award that challenges youth to set and achieve goals across voluntary service, physical recreation, skills development and adventurous Journey.
“Seeing young people build confidence, develop new skills, and feel like they belong is one of the most rewarding parts of my job,” Kymbellie said.
A large part of Kym's work centres on helping young people build a strong sense of identity to culture and country.
Through the PCYC Youth Leadership Team, she encourages local teenagers to care for their community by organising beach and community clean-ups, while at Bowen State School she helped establish a Torres Strait Islander dance group for this year's NAIDOC celebrations.
Supported by Torres Strait Islander volunteers who mentor the students and share their language, traditions and culture, the group has created an opportunity for young people to celebrate their heritage with pride.
“Our stories, languages, traditions, and knowledge connect us to our ancestors, our communities, and to Country,” Kymbellie said.
“It's our responsibility to help keep those connections strong for future generations.”
She's currently studying a Bachelor of Education and a Master of Secondary Teaching, driven by a desire to keep learning while helping others do the same.

“It is a community that I care deeply about,” Kym said.
“I feel incredibly privileged to be able to give back through the work I do.”
Kymbellie thanked the people who have supported her throughout her journey, especially a woman she affectionately calls "Mumma Julz", whose love, guidance and encouragement helped shape the person she is today.
“Her love, guidance, and unwavering support have had a profound impact on my life,” Kymbellie said.
“I truly wouldn't be where I am without her, and I will always be grateful for everything she has done for me.”

Looks rough but it’s in much better shape following their help. Photo Credit: Rachael Smith
Whitsunday Life journalist Zach Houtenville set out before sunrise on Saturday hoping to photograph kangaroos at Cape Hillsborough, but an unexpected roadside encounter instead led to an act of kindness he will not soon forget.
Zach left Cannonvale at 4.45am, hoping to capture one of the region’s most iconic sights, kangaroos gathered along the shoreline as the first light broke over the beach.
However, he saw one much earlier than expected. At about 5.50am, just five minutes from the turn-off along the Bruce Highway, a kangaroo suddenly struck the front right side of his car.
The vehicle remained drivable, but after arriving at Cape Hillsborough, Zach discovered the bumper had been pushed in, the washer fluid reservoir punctured and several parts left hanging beneath the car.
With little mechanical knowledge, and staring down the daunting thought of another two hour drive home still ahead, he was lying on the ground trying to assess the damage when a couple parked nearby walked over and asked if he was alright.
The Wollongong pair immediately pulled a toolbox from their car and, despite it being before 7am, stayed to help.
Using pliers, they repaired a loose plug, secured the hanging parts so they would not scrape along the road and pushed the front bumper back into place.
Their help and confidence that the car would be ok gave Zach the peace of mind to drive home.

Premier David Crisafulli visited Mackay's Northern Beaches this week, confirming the long-awaited Mackay-Bucasia Road and Golf Links Road intersection upgrade had progressed to detailed design.
“We said we'd do it, and we are,” Mr Crisafulli said.
The highly anticipated announcement comes as sweet relief for a lot of motorists, with this intersection seeing up to 30,000 vehicles pass every day, making it one of the most bottle-necked in the state.
“We can get anywhere in half an hour in Mackay, but then when you put in 24,000 to 30,000 vehicles passing one spot on a roundabout which is not working well, we need to change that,” said state member for Mackay, Nigel Dalton MP.
The $20M upgrade will transform the busy roundabout with traffic signals on all four approaches, supported by CCTV and queue-detection technology designed to improve traffic flow during peak periods.

Additional turning lanes are also planned on Mackay-Habana Road, Mackay-Bucasia Road and Golf Links Road, with construction expected to begin early next year.
“People will see shovels in the ground early next year after the wet season,” Mr Cristafulli said.
“We want to deliver a project that a growing community needs, that it deserves, that's been crying out for the better part of a decade.”
Member for Whitsunday, Amanda Camm has been a long-time advocate for upgrading the intersection, first calling for funding while in opposition before including the project as part of the State Government's election commitment.

Throughout the planning process, Ms Camm also undertook community consultation, receiving more than 600 responses from Northern Beaches residents. Feedback from those surveys, alongside community meetings, helped push the project to the stage it’s at today.
“I want to say thank you to the community and those particularly who are represented here today by Antoinette du Toit, a local resident,” Ms. Camm said.
“It’s through her advocacy, through our community's joint advocacy, that we are here today delivering upon our $20 million government election commitment to upgrade.”
For Northern Beaches residents like Antoinette, navigating the area's growing traffic has become an everyday frustration.
“I think one of the biggest concerns for people is if there's an accident here, we can't get in or out,” Antoinette said.
“They're [the State Government] listening to us, they see what we need and are actually progressing on it.”
The project comes amid growing concern over the condition and capacity of regional Queensland roads, particularly the Bruce Highway.

“It has been a national disgrace,” Mr Crisafulli said.
“If you have a look at the infrastructure spend, then you realise how fair dinkum we are about it.
“We are unashamedly passionate about making sure that rural and regional Queenslanders get their fair share of what they haven’t for many years, that we're not backing away from doing projects right across the board.”

Photo source: Whitsunday Anglican School (Facebook)
Whitsunday Anglican School’s Kindy to Year 2 students enjoyed a fun-filled Athletics Carnival, with young athletes taking part in running, jumping and throwing events while showing plenty of enthusiasm, determination and House spirit. Supported by Senior School volunteers, the day celebrated participation, encouragement and the strong sense of community across the school.



Newly appointed General Manager, Samantha Self (Right) with REMAX Select Principal Nikita Kinnane (Left).
Leading Mackay real estate business REMAX Select has announced the appointment of highly respected business professional Samantha Self as General Manager.
The appointment is set to further strengthen the agency's high-performing team across the Mackay region, with Principal Nikita Kinnane describing Ms Self's arrival as an exciting step forward for the business.
“We are heading in a really exciting direction with our business, and I cannot be more excited to have Samantha join our leadership team to build on that momentum,” Ms Kinnane said.
Ms Kinnane said the recruitment process was focused on finding a leader whose values aligned with those of the business, it was Ms Self's shared commitment to those values and vision that made her the ideal candidate.
"Samantha will play an important role in shaping the future REMAX Select, bringing exceptional experience in property, management and leadership to help drive growth and innovation, and this will flow into enhancing every aspect of our business.
"Importantly, Samantha shares our core values and commitment to putting Mackay first, and we share the same drive to really make impactful change, bring big city ideas and execute them in our own country girl way.”
It was the core values of respect, integrity, collaboration, excellence and trust that Ms Self aligned with, sharing her goal to continue to build on the trust and integrity the agency has established in Mackay, while supporting the continued growth and development of both the team and business.
“I’m excited to take on the role of general manager and work alongside Nikita and the entire team at REMAX Select,” Ms Self said.

“REMAX Select has a strong team with exceptional talent which is highly respected throughout the community and I’m excited to be part of its continued success.”
Ms Self steps into the role after eight years as retail manager of the largest shopping centre in northern Australia. During that time, she was the key driver of building positive, collaborative relationships with retailers, creating an environment where retailers were genuine partners in success.
Having led sales performance analysis and market insight initiatives, Ms Self said she looks forward to applying her knowledge and experience to support the continued success of the REMAX Select team.
“I am dedicated to empowering our team members through training and development opportunities, ensuring they have the tools they need to succeed,” she said.
“My goal is to continue to foster the team’s culture of professionalism, responsiveness and customer-first approach and I look forward to collaborating with our talented agents and staff to create a dynamic and successful environment here at REMAX Select.”
REMAX Select is an award-winning real estate business, recently recognised as the 2025 REIQ Medium Agency of the Year and finalist at the 2026 REIA National Awards for Excellence. The office consistently ranks in the National Top 10 Offices in the REMAX Australia network, recognised as the #3 individual office for commissions and transactions at the REMAX Australia Annual Awards 2025 earlier this year, where they were also named a finalist for the network’s community service award and special achievement in marketing for an office award.
REMAX Select is located at 133B Victoria Street, Mackay. Contact (07)4829 4612 or visit remax.com.au/select/ for an award winning real estate experience.
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In 2000, Peter and Denise Phillips laid the foundation for what would become one of Mackay’s most recognisable holistic, all in one property, insurance and financial services ecosystem. Starting as a Mortgage Choice franchise, Gardian was built on a commitment to helping people make confident financial decisions with local people in the know!
Over the decades, that foundation has steadily evolved. Today, Gardian encompasses a wide range of services, including all manner of finance, general and business insurance, financial planning, real estate sales, property management, and commercial sales, management and leasing. What began as a single offering has grown into an integrated business model serving individuals, families, businesses, and community across the region.
Now, the organisation enters its next chapter.
After many years at the helm with her late husband Peter, Denise Phillips will step down from her role as Managing Director. Her leadership has been central to Gardian’s growth — not just in size, but in culture, reputation, and its connection to the local community. Taking over the role is Ben Phillips, Owner/Director and Head of Gardian Finance. Having been closely involved in all aspects of the business and its clients, he brings both continuity and a forward-looking perspective to the position.
Leadership transitions often mark defining moments for organisations. In this case, the change represents both the continuation of a strong legacy and the opportunity to build on it. The evolution of Gardian — from a small franchise to a diversified advisory group — reflects the importance of adaptability, strategic growth, and staying aligned to core values to the community.
For the Mackay business community, this transition highlights the strength of long-term vision and succession planning, particularly within locally grown enterprises. It also reinforces the impact that leadership grounded in community and relationships can have over time.
As Gardian moves forward under new leadership, it does so with deep roots, a clear purpose, and a platform built for continued growth.

I don’t know about you, but I find morning TV hosts incredibly annoying.
I rarely get to see them, with their contrived laughter, over-the-top friendliness, stupid nicknames for each other, make-up and perfect hair cuts.
But sometimes, if there has been some event that might interest me, or if I’m curious about what’s going on, I might flick on the TV and see what’s happening as I’m getting ready for work.
I immediately regret it and start flicking channels to try to find someone bearable. It’s a challenge that usually lasts a couple of minutes before I turn the TV off and do something much more pleasant, like go to work.
I did like Karl Stefanovic but he has been flicked, apparently because his employer didn’t like his podcast guests. There seemed something real about Karl but he was an island in a sea of fakery so there’s no point in me turning on Channel 9 anymore.
There’s an Irish journalist/host on ABC TV, Catherine Murphy, who I also like. She’s funny and real and seems to want to stick to simply presenting a story in her slightly quirky style without imposing an agenda. But that’s about it for me.
One thing the morning shows have an abundance of is “experts”. Whatever the drama that’s emerged, there’s an expert to explain it to you, pull it apart and tell you how concerned you should be. The expert needs to do it in about 17 seconds because everyone is going to get bored soon and we’ve got an ad break coming up.
The more dramatic the event and the more it impacts the loyal viewers, the more vital it is that an expert is on hand.
The current disaster of note it a neat combo: the economy/inflation/interest rates/housing downturn. This is the type of news drama you want when you’re planning the show because it affects the viewers, hits their hip pockets.
But experts are everywhere in the media on this one, not just the morning shows.
They’re out there giving their views on interest rates (some say they will go up, others say they will go down), the economy (some say it will be okay, others say we are headed for a recession), inflation (some say it will get worse and others say it will ease).
Part of this blockbuster, of course, is house prices. Some experts say prices will drop in big cities like Sydney and Brisbane. Others say they will drop everywhere. Some say there will be a small, temporary drop but things will soon start going up again because there is a lack of housing supply across the nation.
One group of experts that are worth paying attention to are the valuers from Herron Todd White, who put out their monthly property clock, which is a snapshot of how they see particular markets. The position on the clock face a particular city is located (we’re talking analogue here kids, not digital) tells you where it sits in the market. Twelve o’clock is top of the market, 3 o’clock is a falling market, 6 o’clock is the bottom of the market, 9 o’clock is a rising market.
Things can change quickly and there a times a property can go from falling market to bottom of the market and up to rising market very quickly.
HTW’s June clock would have been a challenge for them because tax changes and other events had happened but their longer-term impacts are unclear.
They had Bundaberg and Toowoomba at the top of the market, Sydney at 2 o’clock and starting to decline, The Whitsundays, Gladstone and Sunshine Coast approaching the top of the market and Mackay, along with Rocky, Townsville and Cairns, in a rising market.
Most agents in Mackay will tell you there has been a change but there is still activity, investors are still engaged and properties are selling. Most are being alert, not alarmed.

Photo Sources: Glen Kelly MP and Mackay Region Chamber Of Commerce
More than 200 business, industry and community leaders filled the Mackay Turf Club on Tuesday, 1st of July, for the sold-out Greater Whitsunday Alliance (GW3) Queensland Budget Briefing Luncheon, highlighting the importance of regional voices in shaping the state's future.

Hosted by Member for Mirani Glen Kelly MP, the event welcomed Deputy Premier, Minister for State Development, Infrastructure and Planning and Minister for Industrial Relations Jarrod Bleijie MP, who discussed the Queensland Budget and its implications for regional investment, infrastructure and economic growth across the Greater Whitsunday region.
The luncheon provided an opportunity for businesses and community representatives to engage in conversations around government priorities and the investments that will help drive future growth throughout the region.

The event also recognised the outstanding contribution of Kylie Porter during a farewell luncheon, celebrating her years of leadership and commitment to regional collaboration.


Kobe has been in care for over six months and has been waiting patiently for a Staffy lover just like you.
Your life would be complete with Kobe. He loves family life such as going for ute rides to Bunnings, swimming, burning off energy, playing, running behind a quad bike and simply being part of absolutely everything you do.
Kobe would thrive with an active family. He needs lots of physical exercise and some ongoing training to continue being his best self.
After so long in care, he deserves a family to call his own who appreciates just how special he really is.
Kobe is approximately 18 months old, is super healthy, desexed and fully vaccinated.
If you can't wait to make Kobe part of your life, please contact LLTags and Dog Rescue on 0410 370 705 or LLTAGSandDogRescue@gmail.com
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Photo source: Newgirlonthebookshelf Street Library
A small neighbourhood initiative in Sarina has grown into a much-loved community hub, with the local Street Library preparing to celebrate its first birthday after an extraordinary year of sharing stories, kindness and connection.
Since opening its tiny doors, the little Street Library has welcomed countless visitors who have borrowed books, left behind their own favourites, contributed to the community pantry, or simply stopped by for a friendly chat.
The milestone comes after the Street Library was proudly named the National Street Library of the Year 2025, a recognition that highlighted the special role it plays in bringing people together.
Chloe, the passionate heart behind the project said the achievement would not have been possible without the ongoing support of locals who continue to make the space what it is today.
The addition of a community pantry has also added another layer of generosity to the little space, with plans already underway to expand it even further.
Beyond books, the Street Library has become a place of small surprises and thoughtful touches, with visitors able to find items such as stickers and coffee sachets alongside reading treasures.
As the first birthday approaches, the community is being invited to help shape the celebrations, with a date yet to be confirmed.
For more information, visit ‘Newgirlonthebookshelf Street Library’ on Facebook or Instagram.

The Queensland Mining & Engineering Exhibition (QME) will once again bring together some of Australia's leading voices in mining, engineering and innovation when it returns to the Mackay Showgrounds from 21–23 July.
For more than 30 years, QME has remained at the heart of Australia's resources sector, connecting industry leaders, suppliers, decision-makers and innovators in Mackay – a city recognised as one of Queensland's mining powerhouses.
This year's free Leadership Series will showcase a diverse line-up of speakers from government, industry, research and education, exploring the opportunities and challenges shaping the future of mining.
Among those taking to the stage are Queensland Minister Dale Last, Senator Susan McDonald, Mayor Greg Williamson, Bryson Head MP, and representatives from the Department of Natural Resources and Mines, Manufacturing and Regional and Rural Development, the Queensland Mine Rehabilitation Commissioner, Northern Australia Infrastructure Facility (NAIF) and Resources Safety and Health Queensland.
Industry leaders from some of Australia's largest mining organisations will also share their expertise, including representatives from BMA, Whitehaven Coal, Stanmore Resources, MacKellar Group, Macmahon and Hastings Deering, discussing operations, equipment, safety and workforce capability across Queensland's mining regions.
Engineering and technology will also take centre stage, with specialists from CSIRO, Emerson, Schaeffler, Hitachi Construction Machinery Australia, TUNRA Bulk Solids and Vayeron presenting the latest advancements driving productivity and innovation across the sector.
The program also features respected researchers and academics from the University of Queensland, alongside experts in sustainability, resource science and emerging technologies, while organisations including the Queensland Resources Council, TAFE Queensland, MATES in Mining, PowerSkillsAi and the Mackay Community Foundation will explore workforce development, skills, wellbeing and regional growth.
Recognised as Queensland's largest mining and engineering event, QME brings together more than 300 exhibitors and attracts thousands of visitors from across Australia. The exhibition offers attendees the opportunity to explore the latest equipment, technologies and services while connecting directly with the businesses and people driving the industry's future.
Running alongside the exhibition floor, the Leadership Series provides practical insights into the evolving resources landscape, making it a valuable addition for professionals working across every aspect of mining and engineering.
QME will be held at the Mackay Showgrounds from Tuesday, 21 July to Thursday, 23 July, with the exhibition open daily from 9am to 5pm. Entry to both the exhibition and Leadership Series is free.