The holidays are almost here! End-of-year festivities can be costly, especially considering our cost-of-living increases. Luckily, there are a few things you can do to minimise your expenses. Here are 9 tips to save you money this holiday season.
Yes, even the adults! Asking for gifts you want can sometimes be seen as greedy or entitled – but being clear with what you want or need saves money and waste for everyone.
Getting creative with different ways of gifting can ease the load and make it more fun – such as:
• Set a challenge to each make a gift at home, for example jams, chutneys, cocktail mixes, salts, spices, etc.
• Try Secret Santa or Bad Santa so each person buys one gift at a set price limit, rather than buying for everyone.
• Instead of individual gifts, agree on a group experience or activity to do together as a festive celebration.
Preloved doesn’t have to mean compromising on quality. When looking for gifts, do a sweep of Facebook Marketplace, eBay and local op shops to see if you can snag something secondhand. Particularly when it comes to household goods and appliances, you might be able to find someone selling a brand new or like new product much cheaper than a retailer.
Gift wrap can be wasteful and expensive – and close to Christmas, it can be pretty hard to find too. Instead, get creative with alternative wrapping solutions. Think cloths, tea towels, fabric offcuts, and even newspapers. Plus, it makes your present pile look artisanal and rustic!
This year’s cost of living crisis is unprecedented, and almost everyone is feeling the pinch in some way. One of the most powerful things you can do at times like this is open the dialogue with friends and family. Take away expectations, create a safe space for people to say ‘sorry, I can’t afford that this year’, and come to an agreement that makes everyone feel like they’re being heard.
If you are looking to maximise your savings now and into the future, come in to see the Community Bank Sarina Bendigo Branch team at 37 Broad Street or call us on 4943 2634 to talk about how we can help.
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